04-18-2013 06:19 AM - edited 04-18-2013 07:05 AM
I recently inquired about Chase joint accounts and thought it was going to be easy to add someone, turns out Chase changed their policy and no longer allow joint accounts
Does anyone have experience adding someone to an account as a joint user with banks besides Chase?
04-18-2013 06:52 AM
I am going to guess that your are referring to Credit Cards.
With that said, and this is only my opinion, others may view this differently, It is never a good idea to open a "JOINT CREDIT CARD"
I would suggest that you use the option to add an authorized user or open separate credit cards.
Banks and Financial Institutions have numerous Accounts that you can add a person as a Joint Account Holder.
I trust this is helpful.
04-18-2013 07:08 AM
04-18-2013 07:22 AM
Navy Federal Credit Union
several more but easiest to get and usually no additiona HP to add joint after an approval is usbank and carecredit.
04-18-2013 07:26 AM
04-18-2013 07:29 AM
Darn, I don't have any of the banks you listed, any idea if Discover allows them?
Long ago they did but not sure now.
04-18-2013 07:34 AM
04-18-2013 07:53 AM
04-18-2013 08:07 AM
Discover does indeed still allow joint users
What is their process these days?
04-18-2013 08:11 AM
I am not sure if I am going to add them as a joint user considering the account is only 2 months old,
but if I was going to all we have to do fill out some paperwork that they are sending me(seems pretty easy)
if we decide we want to add them, I will look into it further once we get the paperwork in
If there is a possibility of my CR being HPd I'm definitely waiting.
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