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Contributor
Posts: 249
Registered: ‎04-09-2013
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banks that allow joint Credit Cards?

[ Edited ]

I recently inquired about Chase joint accounts and thought it was going to be easy to add someone, turns out Chase changed their policy and no longer allow joint accounts


Does anyone have experience adding someone to an account as a joint user with banks besides Chase?

Thanks again!!!!

fico 747
Frequent Contributor
Posts: 399
Registered: ‎04-30-2008
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Re: banks that allow joint accounts?

I am going to guess that your are referring to Credit Cards.

 

With that said, and this is only my opinion, others may view this differently, It is never a good idea to open a "JOINT CREDIT CARD"

 

I would suggest that you use the option to add an authorized user or open separate credit cards.

 

Banks and Financial Institutions have numerous Accounts that you can add a person as a Joint Account Holder.

 

I trust this is helpful.

Contributor
Posts: 249
Registered: ‎04-09-2013
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Re: banks that allow joint Credit Cards?

Thanks, I was talking about CC's I know the risks, and the pros out weigh the cons

I am just trying to figure out if any of my cards allow joint users to be added
fico 747
Epic Contributor
Posts: 22,687
Registered: ‎10-23-2007
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Re: banks that allow joint Credit Cards?

CareCredit

US Bank

Saks

Neiman Marcus

Best Buy

Navy Federal Credit Union

several more but easiest to get and usually no additiona HP to add joint after an approval is usbank and carecredit.

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Contributor
Posts: 249
Registered: ‎04-09-2013
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Re: banks that allow joint Credit Cards?

Darn, I don't have any of the banks you listed, any idea if Discover allows them?
fico 747
Epic Contributor
Posts: 22,687
Registered: ‎10-23-2007
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Re: banks that allow joint Credit Cards?


MazdaSpeed wrote:
Darn, I don't have any of the banks you listed, any idea if Discover allows them?

Long ago they did but not sure now.

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Contributor
Posts: 249
Registered: ‎04-09-2013
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Re: banks that allow joint Credit Cards?

My break at work is coming up soon, maybe I'll give discover and 1 or 2 of my other banks a call to see what they say

Thanks creditaddict
fico 747
Contributor
Posts: 249
Registered: ‎04-09-2013
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Re: banks that allow joint Credit Cards?

Discover does indeed still allow joint users
fico 747
Epic Contributor
Posts: 22,687
Registered: ‎10-23-2007
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Re: banks that allow joint Credit Cards?


MazdaSpeed wrote:
Discover does indeed still allow joint users

What is their process these days?

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Contributor
Posts: 249
Registered: ‎04-09-2013
0

Re: banks that allow joint Credit Cards?

I am not sure if I am going to add them as a joint user considering the account is only 2 months old,

 

but if I was going to all we have to do fill out some paperwork that they are sending me(seems pretty easy)

 

if we decide we want to add them, I will look into it further once we get the paperwork in

 

If there is a possibility of my CR being HPd  I'm definitely waiting.

fico 747

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