barclay NFL card question

[ninjamike81]

just wondering how hard it would be to get this card.  im in the garden as of now.  I have been told on this forum that barclay wants to see a year of credit card payments.  I dont plan on applying for anything except the kawasaki good times card next year in march. ZX6R calling my name  but as of now I have 10 INQ on TU 9 on EQ and 6 onEX.  wont have them all off untill sept 2014.  is barclays sensitive to INQ.  that are over 6months old to a year old?  thanks mike

[jsucool76]

If you get denied for inq you can always call and recon. I feel like inq BEFORE apping mean a lot less to them than inq AFTER apping. They're very sensitive to new accounts within the first 6-12 months after opening an account with them. 

[LS2982]

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@ninjamike81 wrote:

just wondering how hard it would be to get this card.  im in the garden as of now.  I have been told on this forum that barclay wants to see a year of credit card payments.  I dont plan on applying for anything except the kawasaki good times card next year in march. ZX6R calling my name  but as of now I have 10 INQ on TU 9 on EQ and 6 onEX.  wont have them all off untill sept 2014.  is barclays sensitive to INQ.  that are over 6months old to a year old?  thanks mike

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Barclays is INQ sensitive but you can recon easily with them if you have good explanation for them.

[amercnchopz34]

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@LS2982 wrote:

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@ninjamike81 wrote:

just wondering how hard it would be to get this card.  im in the garden as of now.  I have been told on this forum that barclay wants to see a year of credit card payments.  I dont plan on applying for anything except the kawasaki good times card next year in march. ZX6R calling my name  but as of now I have 10 INQ on TU 9 on EQ and 6 onEX.  wont have them all off untill sept 2014.  is barclays sensitive to INQ.  that are over 6months old to a year old?  thanks mike

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Barclays is INQ sensitive but you can recon easily with them if you have good explanation for them.

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+1.        They inq sensitive........but recon if denied may work...but not likely

[ninjamike81]

great thanks for the info.  just need to keep myself from apping for anything else.  between the 3 cra ive racked up 13 inq in the last 2 months starting right about the time i joined this forum.  so addicting.

[emptypockets]

Barclays almost exclusively pulls TU. if the TU score in your Siggy is accurate, you may not be approved anyway. The NFL card is a signature card (limits starting at 5k). It appears (from what I read on the Fat Wallet forums - there is a thread there about the card), people look like they are being approved with 690- up TU scores. 

[ninjamike81]

great now im deffinatly not apping for it.  next year in november maby.  the only neg on the TU score is a student loan falling off 10/2013.  by then hopefully i will have other card limits up enough to pull it off.  thanks for the info

[LS2982]

I didn't know the NFL card was a siggy card, interesting.

[amercnchopz34]

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@emptypockets wrote:

Barclays almost exclusively pulls TU. if the TU score in your Siggy is accurate, you may not be approved anyway. The NFL card is a signature card (limits starting at 5k). It appears (from what I read on the Fat Wallet forums - there is a thread there about the card), people look like they are being approved with 690- up TU scores. 

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no signature card for me....just the regular mastercard...22.74 apr.....

[ninjamike81]

whats the difference in being signature or not?