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RonDawg
Posts: 322
Registered: ‎10-19-2012
0

Re: barclay starting off the year in barclay style


bs6054 wrote:

I just got a new card, making it four since I got the Barclays, and after reading your post I decided to log in.  First thing I see "IMPORTANT MESSAGE ABOUT YOUR ACCOUNT".   But it was just a request to verify that all my contact info was up to date!  So, safe so far....


Oh good lord, What is this pick on Barclay customers day lol.... Once I thought about getting an account with Barclay's with the headaches I am so glad I didn't.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
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Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011
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Re: barclay starting off the year in barclay style

Hi all!

It's a noted issue on this forum with getting a Barclays CC.  Many on here got approved through recon or just by the skin of their teeth.  I was one of them.  I didn't apply for a single card or request a CLI that might result in a HP because of this for a full 6 months.  It was good for me to do so and helped me in the long run.  :smileyhappy:. I recommend it to anyone that has been approved for a Barclays card that had to recon or got a small initial CL to start.  If you do your homework here, it's pretty easy to avoid AA from most lenders if apping for a CC at the bare minimum of approval underwriting standards.  With that said, I'm very sorry to here about your AA OP.  It truly sucks to have gotten the card to only have it closed.  I wish you luck in your credit endeavors for 2013.  


Starting Score: 642
Current Score: EQ 798, EX 780, TU 787 (All FICO)
Goal Score: 800+

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Shogun
Posts: 12,952
Registered: ‎04-15-2011
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Re: barclay starting off the year in barclay style

I just got my Barclay's NFL card last month.  With that, I knew it would be a minimum of 6 months in the garden. 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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EQ:809 TU 777 EX 790 Now it's just garden time!
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sassymomof2
Posts: 280
Registered: ‎04-16-2011
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Re: barclay starting off the year in barclay style

I got my card in October. I checked my account too. Its still moving and shaking. I only have a 1,000 credit line. If they close mine, oh well. I needed furniture. I run 3x as much through my AMEX.

Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app August 2, 2014. Gardening indefinitely!!!
Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011
0

Re: barclay starting off the year in barclay style

I used to be so paranoid about Barclay's closing my account, then I kinda got over it...now I'm worried again.

 

Got my NFL card in November of 2011 at $500. From October to November I got the bulk of my cards: Zync, Forward, Dividend, 123 Rewards, Walmart and NFL. I had to recon twice to get the card, so they already didn't really want me right off the bat, but I was fretting so bad that they would start to see all these new accounts pop up and close mine. Luckily, I used the card very conservatively and nothing ever came of it.

 

Just a couple of days ago I decided I wanted to up my limit. I asked for $5000 and was granted $1500 on their automated system. Feeling greedy, I decided to call in the backdoor number and see if I could get it raised, as I had had success using that number when I got my account approved. After some sweet talking to the rep, she upped my limit to $3000. Great! Problem is, the past few days I have also gotten approved for two new accounts (BCE and Citi TYP) and applied for CLI's on 6 accounts (including Barclays), 4 of which were hard pulls. So 6 pulls within the last couple of days...seeing this thread now has me a bit worried. :smileysad:

 

Hopefully since my card is over a year now and I've never held a balance of any kind, I will be spared. Only time will tell! It's one of my highest limit cards now so I really don't want to lose it. 

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Smug
Posts: 961
Registered: ‎12-21-2010
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Re: barclay starting off the year in barclay style

Love my ring card just got a 3K CLI
Experian® 808/Equifax® ?/TransUnion® 810
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Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: barclay starting off the year in barclay style

My apple card was 7 months old when i went on a 13 card spree and kept going up to 17 new accounts to now. My apple just turned 13 month and i never got cld or AA.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Member
iloverewards
Posts: 65
Registered: ‎12-30-2012
0

Re: barclay starting off the year in barclay style


FloridaState12 wrote:

I used to be so paranoid about Barclay's closing my account, then I kinda got over it...now I'm worried again.

 

Got my NFL card in November of 2011 at $500. From October to November I got the bulk of my cards: Zync, Forward, Dividend, 123 Rewards, Walmart and NFL. I had to recon twice to get the card, so they already didn't really want me right off the bat, but I was fretting so bad that they would start to see all these new accounts pop up and close mine. Luckily, I used the card very conservatively and nothing ever came of it.

 

Just a couple of days ago I decided I wanted to up my limit. I asked for $5000 and was granted $1500 on their automated system. Feeling greedy, I decided to call in the backdoor number and see if I could get it raised, as I had had success using that number when I got my account approved. After some sweet talking to the rep, she upped my limit to $3000. Great! Problem is, the past few days I have also gotten approved for two new accounts (BCE and Citi TYP) and applied for CLI's on 6 accounts (including Barclays), 4 of which were hard pulls. So 6 pulls within the last couple of days...seeing this thread now has me a bit worried. :smileysad:

 

Hopefully since my card is over a year now and I've never held a balance of any kind, I will be spared. Only time will tell! It's one of my highest limit cards now so I really don't want to lose it. 


Congratulations on your CLI! Would you mind sharing your backdoor number with us?

 

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Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011
0

Re: barclay starting off the year in barclay style


iloverewards wrote:

FloridaState12 wrote:

I used to be so paranoid about Barclay's closing my account, then I kinda got over it...now I'm worried again.

 

Got my NFL card in November of 2011 at $500. From October to November I got the bulk of my cards: Zync, Forward, Dividend, 123 Rewards, Walmart and NFL. I had to recon twice to get the card, so they already didn't really want me right off the bat, but I was fretting so bad that they would start to see all these new accounts pop up and close mine. Luckily, I used the card very conservatively and nothing ever came of it.

 

Just a couple of days ago I decided I wanted to up my limit. I asked for $5000 and was granted $1500 on their automated system. Feeling greedy, I decided to call in the backdoor number and see if I could get it raised, as I had had success using that number when I got my account approved. After some sweet talking to the rep, she upped my limit to $3000. Great! Problem is, the past few days I have also gotten approved for two new accounts (BCE and Citi TYP) and applied for CLI's on 6 accounts (including Barclays), 4 of which were hard pulls. So 6 pulls within the last couple of days...seeing this thread now has me a bit worried. :smileysad:

 

Hopefully since my card is over a year now and I've never held a balance of any kind, I will be spared. Only time will tell! It's one of my highest limit cards now so I really don't want to lose it. 


Congratulations on your CLI! Would you mind sharing your backdoor number with us?

 


I just used the one listed on this site. 866-408-4064

 

I've always encountered very professional and nice people when using that number. I highly recommend it. :smileyhappy:

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Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: barclay starting off the year in barclay style


FloridaState12 wrote:

iloverewards wrote:

FloridaState12 wrote:

I used to be so paranoid about Barclay's closing my account, then I kinda got over it...now I'm worried again.

 

Got my NFL card in November of 2011 at $500. From October to November I got the bulk of my cards: Zync, Forward, Dividend, 123 Rewards, Walmart and NFL. I had to recon twice to get the card, so they already didn't really want me right off the bat, but I was fretting so bad that they would start to see all these new accounts pop up and close mine. Luckily, I used the card very conservatively and nothing ever came of it.

 

Just a couple of days ago I decided I wanted to up my limit. I asked for $5000 and was granted $1500 on their automated system. Feeling greedy, I decided to call in the backdoor number and see if I could get it raised, as I had had success using that number when I got my account approved. After some sweet talking to the rep, she upped my limit to $3000. Great! Problem is, the past few days I have also gotten approved for two new accounts (BCE and Citi TYP) and applied for CLI's on 6 accounts (including Barclays), 4 of which were hard pulls. So 6 pulls within the last couple of days...seeing this thread now has me a bit worried. :smileysad:

 

Hopefully since my card is over a year now and I've never held a balance of any kind, I will be spared. Only time will tell! It's one of my highest limit cards now so I really don't want to lose it. 


Congratulations on your CLI! Would you mind sharing your backdoor number with us?

 


I just used the one listed on this site. 866-408-4064

 

I've always encountered very professional and nice people when using that number. I highly recommend it. :smileyhappy:


Did they SP or HP for the CLIs?? Can't risk them at this point hehe

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

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