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New Contributor
Posts: 74
Registered: ‎03-19-2011
0

barclays apple after a year

thers tons on this board about barclays auto cli after 6 months and i was fortunate to receive one myself right at the six month mark but i am curious to see how they fare with auto credit increases after a year of good use. Can anyone chime in on their experiances and what was your credit limit before increase? im hoping this card will grow a bit higher. i started with 1300 and it went to 2k right at the six month mark.

BCE 12800, bofa travel rewards 8k, Barclays apple 6200, Macy's 2000, Macy's Amex 3200, merrick bank 300 , Victoria secret 1350, jcrew 1350
New Contributor
Posts: 74
Registered: ‎03-19-2011
0

Re: barclays apple after a year

Bump Smiley Wink
BCE 12800, bofa travel rewards 8k, Barclays apple 6200, Macy's 2000, Macy's Amex 3200, merrick bank 300 , Victoria secret 1350, jcrew 1350
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: barclays apple after a year


slg wrote:

thers tons on this board about barclays auto cli after 6 months and i was fortunate to receive one myself right at the six month mark but i am curious to see how they fare with auto credit increases after a year of good use. Can anyone chime in on their experiances and what was your credit limit before increase? im hoping this card will grow a bit higher. i started with 1300 and it went to 2k right at the six month mark.


What was your starting CL with it??

Did you use it often??

 

PIF??




EQ FICO 548 3/3/16
New Contributor
Posts: 74
Registered: ‎03-19-2011
0

Re: barclays apple after a year

Starting limit 1300 , cli at 6 month mark to 2000 pif each month. Spend around 300 a month on it
BCE 12800, bofa travel rewards 8k, Barclays apple 6200, Macy's 2000, Macy's Amex 3200, merrick bank 300 , Victoria secret 1350, jcrew 1350
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: barclays apple after a year


slg wrote:
Starting limit 1300 , cli at 6 month mark to 2000 pif each month. Spend around 300 a month on it

Did you pick up any new credit within the first 6 months of getting Barclays?




EQ FICO 548 3/3/16
New Contributor
Posts: 74
Registered: ‎03-19-2011
0

Re: barclays apple after a year

No I waited
BCE 12800, bofa travel rewards 8k, Barclays apple 6200, Macy's 2000, Macy's Amex 3200, merrick bank 300 , Victoria secret 1350, jcrew 1350
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: barclays apple after a year


slg wrote:
No I waited

My 6th statement is coming up on the 24th and im cringing on whether I'll get a CLI or AA.....




EQ FICO 548 3/3/16
New Contributor
Posts: 74
Registered: ‎03-19-2011
0

Re: barclays apple after a year

I think I got the auto cli at the 7th statement , when it reported the 6th month to cra,s similar to capital credit steps
BCE 12800, bofa travel rewards 8k, Barclays apple 6200, Macy's 2000, Macy's Amex 3200, merrick bank 300 , Victoria secret 1350, jcrew 1350
Frequent Contributor
Posts: 443
Registered: ‎03-22-2008
0

Re: barclays apple after a year

I've received a few CLIs on my Itunes Visa from Barclay's.  I believe is started out at 2k.  It's now at 4.1k.  I'm not really sure what the anniversaries were though.  I also have a Carnival MC with Barclay's which started at either 2k or 2.5k and is now at 6.5k.  Although they weren't opened in the same month, both get increases at the same time and the Carnival always gets a higher amount, even though the Itunes is an older account and consistently gets more use.  The Carnival card turned three this month, so I'm interested in seeing if they both go up when the statement cuts.


Current:
TU (5/14/14): 796 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
Regular Contributor
Posts: 565
Registered: ‎06-12-2010
0

Re: barclays apple after a year

Congrats on the CLIs

 

and

 

Happy Birthday Carnvial Card Smiley LOL


Starting Score: 600ish in 2007
Highest Score to date: EQ 716 May 2012(lender pull)
Current Score: EQ 685 6-21-12 ; Walmart TU Fico 744 6-05-12
Goal Score: 801

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