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barclays apple after a year

New Contributor

Re: barclays apple after a year

Mine started off at 1700 just over 2 years ago. Then it went to 2700. Now it's 2050.

 

Barclays & Lowes card were the only ones to slash my limits after the November short sale of the house. They went slashy in January.

 

Orchard actually *raised* my credit limit, and my FICO scores all skyrocketed otherwise. Barclays won't budge. Even recently I tried to get them to do a CLI (burned an inquiry trying to get them to do a product change) and was declined.

Creditkeeper 6/12
TU: 678
EQ: 665
EX: 673
Walmart FICO: 680 (6/12)
Message 11 of 21
Super Contributor

Re: barclays apple after a year

My 6 month mark is coming up with my Apple card. I have since gotten 4 cards.

 

Wondering if they will CLD me. I still have a balance on the card.




Message 12 of 21
Valued Member

Re: barclays apple after a year

I wouldnt worry, I added 4 card before my sixth month of having the card. I got a 40% cli increase after having the card 7 months, of course I had to initiate the cli via the luv button


Starting Score: 550 (May 2011)
Current Score: TU FICO 671 (walmart), EQ FICO 658, EX Plus 644 (May 2012)
Goal Score: 700


Take the FICO Fitness Challenge
Message 13 of 21
Senior Contributor

Re: barclays apple after a year

My 6th stmt cut this month and no CLI. But I was approved for the Barclay's Rewards MC @ $5k. My Apple still sits @ $2200.

 

Hoping for CLI, but when I posted about it earlier this month, most people didn't get auto-CLIs until after 12 mos.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 14 of 21
New Contributor

Re: barclays apple after a year

I got the 6 month auto cli at the 7th statement cut Same day they reported my 6th month to the cra's I haven't added any credit cards only just 2 store cards. I'm hoping they'll do it again at the year mark
BCE 12800, bofa travel rewards 8k, Barclays apple 6200, Macy's 2000, Macy's Amex 3200, merrick bank 300 , Victoria secret 1350, jcrew 1350
Message 15 of 21
Super Contributor

Re: barclays apple after a year


parkerwilson wrote:

I wouldnt worry, I added 4 card before my sixth month of having the card. I got a 40% cli increase after having the card 7 months, of course I had to initiate the cli via the luv button


I assume it was a HP for the CLI?




Message 16 of 21
New Contributor

Re: barclays apple after a year

13 th statement bumped me from 2000 to 3200. I'm hoping they do This every six months! 

I have a balance of 400 and I push multiple payments a month through 

BCE 12800, bofa travel rewards 8k, Barclays apple 6200, Macy's 2000, Macy's Amex 3200, merrick bank 300 , Victoria secret 1350, jcrew 1350
Message 17 of 21
Regular Contributor

Re: barclays apple after a year

I just hit the luv button on my 14th statement and was declined. I callled the back door and got it to go from 1500 to 3000.

My wallet? AMEX PR Gold NPSL, AMEX HH 1k, Citi Hilton Reserve VS, CSP 9.2k, Chase Freedom 6.7k, Chase Sapphire 5.2k, USAA AMEX 2k, Cap 1 Cash 1.2k, BBRZ MC 500, Barclaycard Apple 1.5k, Barclay Ring 4.5k, Bank Americard 123 5.5k, NFCU Cash 14k

Starting Score: (9/27/10)TU:602 EQ:567
Current Score: TU:670 EQ:670 EX: 706 chase pull
Goal Score: TU:700 EQ:700


Take the FICO Fitness Challenge

My wallet? AMEX PR Gold, Citi Hilton Gold, Cap 1 Cash, BBRZ MC, Barclaycard Apple, Bank Americard Cash
Message 18 of 21
Established Contributor

Re: barclays apple after a year

High APR, no rewards, no AF, semi-prime approvals - boy oh boy - this card was made for the sock drawer.

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 19 of 21
New Contributor

Re: barclays apple after a year

Barclay is the first card that took a chance on me during my rebuild and they actually grow. Im really happy with them and the service ive received thus far.

BCE 12800, bofa travel rewards 8k, Barclays apple 6200, Macy's 2000, Macy's Amex 3200, merrick bank 300 , Victoria secret 1350, jcrew 1350
Message 20 of 21