Reply
Regular Contributor
Posts: 109
Registered: ‎11-22-2011
0

barclays card

What is the minimum score needed to be approved for a barclays card?


Starting Score: equifax 543myfico,experian (fako)634 quizzle, 605 walmart tu08
Current Score:equifax 649 myfico,experian 643 FICO (lender pull) , 651 walmart tu08, 650 Transunion 98 FICO (lender pull
Goal Score: 680 all three Dec 31 2012


Take the FICO Fitness Challenge
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: barclays card


daneatreia wrote:

What is the minimum score needed to be approved for a barclays card?


I was approved with a FICO 630, can't imagine they like any lower.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: barclays card

I guess they might have different requirement for different tier cards (if htey have different tiers) they have. That would be my guess.

 

 




Established Contributor
Posts: 1,002
Registered: ‎12-06-2011
0

Re: barclays card


daneatreia wrote:

What is the minimum score needed to be approved for a barclays card?


I got a TU 572 and they said they would've approved me if I had at least a six-month CC payment history since my last CCs went to charge-off status in early 2010 and I hadn't opened new CCs in over a year and a half :smileyindifferent:


Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
Take the FICO Fitness Challenge! | Diamond Spade Garden Club Member: App free since 7/2012
Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: barclays card


2NE1 wrote:

daneatreia wrote:

What is the minimum score needed to be approved for a barclays card?


I got a TU 572 and they said they would've approved me if I had at least a six-month CC payment history since my last CCs went to charge-off status in early 2010 and I hadn't opened new CCs in over a year and a half :smileyindifferent:


Thanks for sharing, that's good to know




Regular Contributor
Posts: 204
Registered: ‎12-20-2010
0

Re: barclays card

Probably in the mid 600's, if you get declined you can always call the backdoor number, ive seen alot of people have sucess with that.

 

 


Starting Score: TU 608, Eq 618
Current Score: TU 755 Eq 746, Ex 770(psecu)
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Established Contributor
Posts: 614
Registered: ‎10-23-2011
0

Re: barclays card


2NE1 wrote:

daneatreia wrote:

What is the minimum score needed to be approved for a barclays card?


I got a TU 572 and they said they would've approved me if I had at least a six-month CC payment history since my last CCs went to charge-off status in early 2010 and I hadn't opened new CCs in over a year and a half :smileyindifferent:



Have you tried to become an AU on someone's credit card with 5+ year history and high credit limit?


Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
Take the FICO Fitness Challenge

Established Contributor
Posts: 614
Registered: ‎10-23-2011
0

Re: barclays card


daneatreia wrote:

What is the minimum score needed to be approved for a barclays card?


It's hard to say because the score is only one factor, they also consider the negative stuff on your report plus your UTI I believe. I would hold off applying for any Barclay card till you get close 650 TU FICO or above


Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
Take the FICO Fitness Challenge

Valued Contributor
Posts: 1,352
Registered: ‎02-07-2010
0

Re: barclays card

barclays approvals depend quite heavily on two factors; new accounts and inquiries. they are very sensitive about this more so than others.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: barclays card


scottwagnon wrote:

barclays approvals depend quite heavily on two factors; new accounts and inquiries. they are very sensitive about this more so than others.


+1




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.