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barclays card

Regular Contributor

barclays card

What is the minimum score needed to be approved for a barclays card?


Starting Score: equifax 543myfico,experian (fako)634 quizzle, 605 walmart tu08
Current Score:equifax 649 myfico,experian 643 FICO (lender pull) , 651 walmart tu08, 650 Transunion 98 FICO (lender pull
Goal Score: 680 all three Dec 31 2012


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Message 1 of 10
9 REPLIES
Mega Contributor

Re: barclays card


daneatreia wrote:

What is the minimum score needed to be approved for a barclays card?


I was approved with a FICO 630, can't imagine they like any lower.




EQ FICO 548 3/3/16
Message 2 of 10
Super Contributor

Re: barclays card

I guess they might have different requirement for different tier cards (if htey have different tiers) they have. That would be my guess.

 

 




Message 3 of 10
Established Contributor

Re: barclays card


daneatreia wrote:

What is the minimum score needed to be approved for a barclays card?


I got a TU 572 and they said they would've approved me if I had at least a six-month CC payment history since my last CCs went to charge-off status in early 2010 and I hadn't opened new CCs in over a year and a half Smiley Indifferent

Message 4 of 10
Super Contributor

Re: barclays card


2NE1 wrote:

daneatreia wrote:

What is the minimum score needed to be approved for a barclays card?


I got a TU 572 and they said they would've approved me if I had at least a six-month CC payment history since my last CCs went to charge-off status in early 2010 and I hadn't opened new CCs in over a year and a half Smiley Indifferent


Thanks for sharing, that's good to know




Message 5 of 10
Regular Contributor

Re: barclays card

Probably in the mid 600's, if you get declined you can always call the backdoor number, ive seen alot of people have sucess with that.

 

 


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
Goal Score: 840 across the board


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Message 6 of 10
Established Contributor

Re: barclays card


2NE1 wrote:

daneatreia wrote:

What is the minimum score needed to be approved for a barclays card?


I got a TU 572 and they said they would've approved me if I had at least a six-month CC payment history since my last CCs went to charge-off status in early 2010 and I hadn't opened new CCs in over a year and a half Smiley Indifferent



Have you tried to become an AU on someone's credit card with 5+ year history and high credit limit?


Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
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Message 7 of 10
Established Contributor

Re: barclays card


daneatreia wrote:

What is the minimum score needed to be approved for a barclays card?


It's hard to say because the score is only one factor, they also consider the negative stuff on your report plus your UTI I believe. I would hold off applying for any Barclay card till you get close 650 TU FICO or above


Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
Take the FICO Fitness Challenge

Message 8 of 10
Valued Contributor

Re: barclays card

barclays approvals depend quite heavily on two factors; new accounts and inquiries. they are very sensitive about this more so than others.

Message 9 of 10
Mega Contributor

Re: barclays card


scottwagnon wrote:

barclays approvals depend quite heavily on two factors; new accounts and inquiries. they are very sensitive about this more so than others.


+1




EQ FICO 548 3/3/16
Message 10 of 10