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@Anonymous wrote:called and recieved a "we look for credit history and cannot overturn this discion...please use the internet to find new credit lenders " should i try again or will i be blacklisted as they say
@Anonymous wrote:called and recieved a "we look for credit history and cannot overturn this discion...please use the internet to find new credit lenders " should i try again or will i be blacklisted as they say
Wow.. That's not the Barclays customer service I know. Everytime I have called about info the customer service has been great. Sorry to hear this happened to you, keep your head up and keep pushing forward.
@CreditMagic7 wrote:
@Anonymous wrote:called and recieved a "we look for credit history and cannot overturn this discion...please use the internet to find new credit lenders " should i try again or will i be blacklisted as they say
They could at least have suggested this forum. God knows we send plenty of business their way...
Call again. That type of response is not what I would have expected or ever experienced with Barclays. Get somebody else. What reasons for denial are they giving you?
@AvadaKedavra wrote:Call again. That type of response is not what I would have expected or ever experienced with Barclays. Get somebody else. What reasons for denial are they giving you?
+1
Back in March i was declined for Sallie Mae but made work of the Credit Analyst 3 times before throwing in the towel. Fast forward 5 months later and it was Instant Approval this go 'round for the Reward Card. So even if they are determined this time give it a few months. Apparently they are not so hard to get in with after all.
I called the barclaycard recon department, it went something like this:
Barclaycard: denied
Me: why
Barclaycard: don’t ask stupid questions
Me: when can I reapply?
Barclaycard: now you are wasting my time
Me: (pointed out that ive not missed a payment in 7 months on my other 2 cards)
Barclaycard: ok maybe in a couple months
Me: so in exactly 60 days?
Barclaycard: please hang up
Me: the reason I want a Barclaycard is I hear you guys grow with people etc etc kiss ass etc etc
Barclaycard: maybe about 2 months yeah
Me: are you sure there is nothing else you can do for me?
Barclaycard: approved!
so even if they deny you, dont hang up. keep them on the phone, chat with them a bit. if you have made mistakes in the past admit it. ask for a chance etc etc. Keep them talking before giving up.
Even if you end up getting denied after 5-10min on the phone, call again the next day and you might get somebody else.
@Anonymous wrote:called and recieved a "we look for credit history and cannot overturn this discion...please use the internet to find new credit lenders " should i try again or will i be blacklisted as they say
LOL, that's hardcore.
That's beyond hardcore
That's off the charts for certain