none just have my qsone which will report this coming month only 1 collection all 3 of my fico scores are 640+ no bankruptcy no chargeoffs no public records only late paymnets were in 2008 which im disputing due to the fact that they were student loans that were deffered. so hopefully its the letter for denial comes in today so ican see what it is.....since 99% of me thinks it will say that has anyone reconned for no credit history and got the card?