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I have been added to a bofa cc with a 30,000 limit reporting 0. i am planning on being added to one or two more cards from citi, suntrust, and or visa platinum card all reporting 0 and with credit limits from 10,000 to 20,000. my question is what is important when it comes to being added as a au is it the age or the credit limit. prior to the bofa cc i had no credit cards and no revolving accounts. is it worth being added as a au to help my credit. being added as an au is legit i just bought a home and my inlaws are giving us a helping hand any help is appreciated thanks. also none of the cards have ever been late and are currently reporting 0
deputybigz, both the age and the credit limits are important, as is the payment history. I rank them in order of payment history first, account age second and credit limit third for importance.
Congrats on the new house! Sounds like you've got great in-laws, too!
deputybigz, both the age and the credit limits are important, as is the payment history. I rank them in order of payment history first, account age second and credit limit third for importance.
Congrats on the new house! Sounds like you've got great in-laws, too!