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Established Member
Posts: 12
Registered: ‎10-25-2007
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best credit card for exquifax of 618

What is the best card for exquifax score of 618, transunion 607, eperian of 565.  I want a card that will just check exquifax score.
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elilow2
Posts: 60
Registered: ‎11-04-2007
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Re: best credit card for exquifax of 618

You might want to check out whogavemecredit.com and financeglobe.com.
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imducky
Posts: 3,432
Registered: ‎08-27-2007
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Re: best credit card for exquifax of 618

depends on how many baddies, how recent and number of pulls. some of the popular cu's are exclusive ex pulls, also your tu may get you a hooter's.
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nathan
Posts: 411
Registered: ‎04-18-2007
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Re: best credit card for exquifax of 618

Most credit unions are huge eq pullers. If you qualify for navy fed membership, they only pull eq and your 618 is not too bad. I got approved with a 591 for $1000.
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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: best credit card for exquifax of 618


sekou8212 wrote:
What is the best card for exquifax score of 618, transunion 607, eperian of 565. I want a card that will just check exquifax score.

You'd do a whole lot better to hold off and get your scores up first. You'll get better cards, rates, CL's. If any of your cards are over 50%, you should absolutely get them way down first. You can get dramatic results in 4-6 weeks (depending on when your current accounts report) by having half of your CC's completely paid off (even if just for one or two cycles), and the rest of them reporting under 10%. Don't worry so much about doing this with mortgages and installments; it's dropping your revolving util that gives you the real zing.

If you only have one or two cards currently, PIF them (pay in full) before app'ing. It makes you look responsible. :smileywink:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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Creditaddict
Posts: 19,413
Registered: ‎10-23-2007
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Re: best credit card for exquifax of 618

Hooterscard and carnival seamiles pull TU, and your score should be high enough for both of those cards
Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
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fused
Posts: 16,306
Registered: ‎03-12-2007
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Re: best credit card for exquifax of 618

Like another poster stated, a credit union might be an option. You can also try a bank that you have a good relationship with.
Credit Profile -
FICO 08 Scores (08-15-2014): EQ 820, EX 817, TU 814
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Credit Cards -
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ A Gold Visa with my local bank 10K
Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
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Re: best credit card for exquifax of 618

I was about to apply for carnival sea miles but heard that they dont like
too many inquiries or too many open accounts.

Creditaddict wrote:
Hooterscard and carnival seamiles pull TU, and your score should be high enough for both of those cards



Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
0

Re: best credit card for exquifax of 618

yep credit unions are the best. I love my credit union. My loan officer is so
hot that I go to credit union  every week for a loan. Infact I got a loan of 5000 dollars
yesterday and I dont even need the money :smileyhappy:

fused wrote:
Like another poster stated, a credit union might be an option. You can also try a bank that you have a good relationship with.



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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: best credit card for exquifax of 618

ashabbir, you are truly the Energizer Bunny of credit applying!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

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