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best non intro rate you have on a card

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SunriseEarth
Moderator Emeritus

Re: best non intro rate you have on a card

My Cap One Sony Card Visa has 13.9% once the 0% promotion is up.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 31 of 68
joltdude
Senior Contributor

Re: best non intro rate you have on a card

8.49% on a CU plat card..

 

Did I mention this card has no frills on it... BUT.. No annual fee or balance transfer fees,No fee for cash advances or convenience checks, and Same low rate for purchases, balance transfers, and cash advances

 

No frills, no surprises kinda plastic...

 

Message 32 of 68
navajomyst2003
Frequent Contributor

Re: best non intro rate you have on a card


@Built2last wrote:

8.0% on my Barclay Ring with $1 cash advance fee and $0 BT fee.


Ditto.


In my wallet: Cap1 Venture ($58k), Amex PRG (NPSL), Amex HH ($4K), Barclays Ring MC ($10K), Chase Sapphire Preferred ($22K), Chase SWA Visa Preferred ($7.5K), Chase United Mileage Explorer VS ($20k), Chase Marriott Rewards VS ($12K), BOA BBR MC ($41K), BOA Visa Sig Cash Rewards ($30K), Chase Ritz VS (9K), NFCU Flagship Visa ($55K), Discover It ($6K), Citi AA ($20K). Everything else in SD.

FICO goal: 800+ (as of 3-6-15: EQ FICO 774,,TU FICO 808, EX FICO 775)
Message 33 of 68
UFGuy2006
Established Contributor

Re: best non intro rate you have on a card


@09Lexie wrote:

Mine is the DCU Plat 8.5%, no rewards but no fees either. Smiley Tongue


Same here!

Message 34 of 68
kevinjjc
Valued Contributor

Re: best non intro rate you have on a card

6.24% variable APR

BankAmericard Better Balance Rewards Platinum Plus Visa

Message 35 of 68
daybreakgonesXe
Valued Contributor

Re: best non intro rate you have on a card

7.9% on my Quicksilver

Message 36 of 68
B335is
Moderator Emeritus

Re: best non intro rate you have on a card


@kevinjjc wrote:

6.24% variable APR

BankAmericard Better Balance Rewards Platinum Plus Visa


Wow, thats really good, especially not from a CU. 

 

KeyBank gave me 10.99%  LMCU offers 6.75% but they're conservative with approvals.

Message 37 of 68
Dalanar
Regular Contributor

Re: best non intro rate you have on a card

I'm jealous of all these low APRs.  must...get...to....credit...union.. now...

 

 

My lowest now are both the Discover IT and the AMEX Blue Cash Everyday at 12.99%.  Both 0% intro until mid next year.  Next would the Chase Southwest at 15.24%

Experian: 729 Equifax: 740 Transunion: 732
Capital One Mastercard: $0.4K, Capital One Quicksilver: $5K, Chase Southwest Premier: $7.5K, Amex Blue Cash Everyday: $24.9K, Discover It: $9.4K, Chase Sapphire Preferred: $16.9K, Citi Hilton HHonors Reserve: $7.7K, Arrival+ BarclayCard MC WE: $7.5K
Message 38 of 68
Loques
Regular Contributor

Re: best non intro rate you have on a card

11.75% at DCU

Current Score (11/2020): EQ: 753 | TU: 731 | EX: 749---Starting Score (3/2010): EQ: 522 | TU: 525 | EX: 520---Goal: All 3 FICO 800+
--------------------
Message 39 of 68
hwnstyle21
Established Member

Re: best non intro rate you have on a card

9.99% - Former Orchard MC -> Cap1 Platinum -> QS1

Message 40 of 68
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