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best non intro rate you have on a card

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Cookie2120987
Frequent Contributor

Re: best non intro rate you have on a card

My busey card has 11.99% APR I also got 18 months no intrest all with a 642 FICO! Smiley Happy ddefinite felt good because everything else is in the neighborhood of 22-24

 

this card was also a life saver as my wife got hit on her way to work, she missed 2 days of work being in the hospital (she was 8 months pregnant) the customer service has also been amazing.. Cash advance is 23% though lol

Message 41 of 68
chwebb1
Established Contributor

Re: best non intro rate you have on a card

8% on my Barclaycard Ring.

Lowest on a rewards card is my Sallie Mae at 13.99%.

 

The remainder of my cards are currently between 17.99% (AMEX BCE and Citi), and 19.99% (BoA Cash Rewards).

My Discover and BoA Better Balance are at 18.99%

 

Unfortunately, my Blue Sky is at 22.24%, but that card has high APRs in general.

 

I plan to ask for APR reductions on all of my cards in the not too distant future.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 42 of 68
celluloid17
Established Contributor

Re: best non intro rate you have on a card

8.24% Chase Freedom (formerly a Slate card)

Message 43 of 68
CreditJim
Established Contributor

Re: best non intro rate you have on a card

I do not mean for this to sound like I'm bragging but I have not seen anybody else with an APR as low as the 5.9% I have on my Quicksilver. My question is, why have I somehow ended up with this rate? I got the card in 2007 as a crappy $300 limit MasterCard, I increased the CL last year via the EO to $5k, but I never paid any attention to the APR all these years, it's only been in the last year since I've been interested in my credit that I noticed it was so low.

Quicksilver 51k | Discover It $45k | Bonvoy Business $38k | Lowe's $35k | Costco $33.5k | SWACU $30k | Ink Preferred $28k | USAA Rewards $25k | Ink Cash $22.5k | Ink Preferred $22k | Amex Blue Business Plus $17k | Freedom Flex $16k | Freedom $14k | CSR $10k | Amazon Store $10k | Amazon Business $3k | REI $3k
Message 44 of 68
dabrian
Frequent Contributor

Re: best non intro rate you have on a card

7.75% NCSECU.
NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 45 of 68
knoregs
Established Contributor

Re: best non intro rate you have on a card

NEFCU... which is New England Federal Credit Union. 9.15% but would be 5.15% if my TU FICO score was higher.

~kn

EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 46 of 68
Anonymous
Not applicable

Re: best non intro rate you have on a card

 
Message 47 of 68
Anonymous
Not applicable

Re: best non intro rate you have on a card

Zombie thread!

8%
Message 48 of 68
CreditMagic7
Mega Contributor

Re: best non intro rate you have on a card


@Anonymous wrote:
Zombie thread!

8%

Boooooo

 

Message 49 of 68
woodyman100
Valued Contributor

Re: best non intro rate you have on a card

Brains.....

NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill
Message 50 of 68
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