best non intro rate you have on a card

SgtT77 · ‎04-05-2015

I just started a similar thread, I guess I should of payed attention and I would of saw this one. My best rate is o. A Capital One Platinum at 4%.

chwebb1 · ‎04-05-2015

@chwebb1 wrote:
8% on my Barclaycard Ring.
Lowest on a rewards card is my Sallie Mae at 13.99%.

The remainder of my cards are currently between 17.99% (AMEX BCE and Citi), and 19.99% (BoA Cash Rewards).
My Discover and BoA Better Balance are at 18.99%

Unfortunately, my Blue Sky is at 22.24%, but that card has high APRs in general.

I plan to ask for APR reductions on all of my cards in the not too distant future.

Since this has been pushed back up to the top, I've gotten more APR reductions. Here's where I stand now:

8% on Barclaycard Ring.

11.99% on BoA BBR

12.99% on BoA Cash Rewards

13.99% on Sallie Mae

14.24% on Citi DoubleCash.

14.99% on AMEX BCE

17.24% on Discover (Boo!)

22.24% on AMEX Blue Sky (Double Boo!)

photo bankamericard-better-balance-rewards-credit-card-small.png

$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015

Anonymous · ‎04-05-2015

7.24 as well good for purchases, balance transfers and cash advances. BofA Travel Rewards.

Anonymous · ‎04-05-2015

9.49% w/ 1% cash back.

Closingracer99 · ‎04-05-2015

My lowest rates is on my Visa Siggy cards 15.99% of the CSP and Marriott card that I have. if you want some other card my lowest is 18.99% on my Discover iT card because that was on the pre-qualified app they sent me

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

ilovelisa · ‎04-05-2015

Best I have is 9.9% on PenFed.

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500

galahad15 · ‎04-08-2015

Some of my low-APR cards that are still open, in order from lowest to highest:

(1) FNBO Amex: 6.25% V

(2) Barclay Ring: 8.00% V
(3) Citi TY Preferred: 9.24% V

(4) BoA Platinum Plus: 9.24% V

(5) BoA Cash Rewards: 9.99% F (* also my personal favorite open card b/c of the fixed rate, and my normal go-to card)

(6) Discover More: 9.99% V

FWIW, I also have some closed cards with nice rates that I am still paying balances on, but unfortunately which I cannot put new purchases on since they are closed:

(1) Citi DP: 5.74% V

(2) Citi TY Rewards: 5.99% F