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Ive had my bestbuy credit card for about 6mo now. I wanted to see if they would give me a cli but dont want to take that hard pull? Any suggestions?
if you request a CLI online or by phone, 100% hard pull. There is a slim chance of an auto cLI which would be a sp.
I asked for a CLI from 3k to 10k and it was a 7-10 message then saw the HP and a day later they approved the limit increase, but im sure it would be an HP.
Yes there will be a HP. The online form clearly states that a Credit Bureau Report will be obtained if you submit the app ...
Thanks everyone for there answers.....i'll hold onto this 2k limit for now!
HARD PULL....recently request a CLI 5k to 10K approved....
but it did cost me a hard pull TU in cali
It's like Home Depot, go online and cli to $25k+ and it's hp to TU and you will get 7-10 and then about an hour or so later if during biz hours you can log back in and see the new countered or full asked cl.
Yeah I'd be happy with the $2k limit man... I had a TU of 730 when I called a couple months ago to ask them to raise my limit on my BBRZ MC from the paltry $300 to something a little less idiotic, and got turned down. Sheesh! Then I found out they were about to charge me a $59 annual fee. Deep-Six'ed that piece of plastic and never looked back.
Yea unfortuantly the bestbuy mastercard is not that good compared to the bestbuy store card.