Credit Card Center Advertiser Disclosure†
05-10-2014 05:21 PM
if you request a CLI online or by phone, 100% hard pull. There is a slim chance of an auto cLI which would be a sp.
05-10-2014 08:58 PM
I asked for a CLI from 3k to 10k and it was a 7-10 message then saw the HP and a day later they approved the limit increase, but im sure it would be an HP.
05-12-2014 06:43 PM
HARD PULL....recently request a CLI 5k to 10K approved....
but it did cost me a hard pull TU in cali
05-12-2014 09:23 PM
It's like Home Depot, go online and cli to $25k+ and it's hp to TU and you will get 7-10 and then about an hour or so later if during biz hours you can log back in and see the new countered or full asked cl.
05-13-2014 09:34 AM
Yeah I'd be happy with the $2k limit man... I had a TU of 730 when I called a couple months ago to ask them to raise my limit on my BBRZ MC from the paltry $300 to something a little less idiotic, and got turned down. Sheesh! Then I found out they were about to charge me a $59 annual fee. Deep-Six'ed that piece of plastic and never looked back.
05-13-2014 09:33 PM
Yea unfortuantly the bestbuy mastercard is not that good compared to the bestbuy store card.
05-13-2014 09:38 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.