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New Visitor
charlie_manson_credit14
Posts: 2
Registered: ‎05-10-2014
0

bestbuy credit limit increase.....soft or hard pull?

Ive had my bestbuy credit card for about 6mo now. I wanted to see if they would give me a cli but dont want to take that hard pull? Any suggestions?

Frequent Contributor
blondy250
Posts: 458
Registered: ‎01-03-2013
0

Re: bestbuy credit limit increase.....soft or hard pull?

if you request a CLI online or by phone, 100% hard pull. There is a slim chance of an auto cLI which would be a sp.


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Regular Contributor
awp317
Posts: 243
Registered: ‎08-18-2013
0

Re: bestbuy credit limit increase.....soft or hard pull?

I asked for a CLI from 3k to 10k and it was a 7-10 message then saw the HP and a day later they approved the limit increase, but im sure it would be an HP. 

Amex Platinum NPSL (with option to carry) USAA World MasterCard 35K I Chase Sapphire Preferred 25k I Citi Prestige World E 25k I Barclays Arrival World Mc 25k I Barclays Arrival+ World E 25k I Southwest Chase 24K I PenFed Visa Sig 23k I Target Visa 12k I Chase Freedom 10,100 I Discover IT 10k I OCCU Beaver 7k I Citi ThankYou Premier 5k I Lowes 25k
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Frequent Contributor
mnavas
Posts: 408
Registered: ‎02-04-2013
0

Re: bestbuy credit limit increase.....soft or hard pull?

Yes there will be a HP. The online form clearly states that a Credit Bureau Report will be obtained if you submit the app ...

New Visitor
charlie_manson_credit14
Posts: 2
Registered: ‎05-10-2014
0

Re: bestbuy credit limit increase.....soft or hard pull?

Thanks everyone for there answers.....i'll hold onto this 2k limit for now!

Established Member
rg23
Posts: 21
Registered: ‎02-15-2011
0

Re: bestbuy credit limit increase.....soft or hard pull?

HARD PULL....recently request a CLI  5k to 10K approved....

but it did cost me a hard pull TU in cali

 



FICO EQ 684 TU08 734 EX08 FNBO 722
Epic Contributor
Creditaddict
Posts: 20,995
Registered: ‎10-23-2007
0

Re: bestbuy credit limit increase.....soft or hard pull?

It's like Home Depot, go online and cli to $25k+ and it's hp to TU and you will get 7-10 and then about an hour or so later if during biz hours you can log back in and see the new countered or full asked cl.

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 686 Prosper(10-30-14)
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Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
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New Member
RiotAct
Posts: 7
Registered: ‎05-02-2014
0

Re: bestbuy credit limit increase.....soft or hard pull?

Yeah I'd be happy with the $2k limit man... I had a TU of 730 when I called a couple months ago to ask them to raise my limit on my BBRZ MC from the paltry $300 to something a little less idiotic, and got turned down.  Sheesh!  Then I found out they were about to charge me a $59 annual fee.  Deep-Six'ed that piece of plastic and never looked back.

Regular Contributor
awp317
Posts: 243
Registered: ‎08-18-2013
0

Re: bestbuy credit limit increase.....soft or hard pull?

Yea unfortuantly the bestbuy mastercard is not that good compared to the bestbuy store card. 

Amex Platinum NPSL (with option to carry) USAA World MasterCard 35K I Chase Sapphire Preferred 25k I Citi Prestige World E 25k I Barclays Arrival World Mc 25k I Barclays Arrival+ World E 25k I Southwest Chase 24K I PenFed Visa Sig 23k I Target Visa 12k I Chase Freedom 10,100 I Discover IT 10k I OCCU Beaver 7k I Citi ThankYou Premier 5k I Lowes 25k
Edward Jones LOC 590k (limit varies depending on market) @3.49 I BB&T HELOC 250k @ 3.25
Chase Jumbo Mortgage Approved@ 4.6% 3/10/14!!!
Epic Contributor
Creditaddict
Posts: 20,995
Registered: ‎10-23-2007
0

Re: bestbuy credit limit increase.....soft or hard pull?

That is not true anymore and it depends if you have good credit and have a large CL or if you are given the mc because you have bad credit and small CL with AF
Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 686 Prosper(10-30-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:

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