05-10-2014 05:21 PM
if you request a CLI online or by phone, 100% hard pull. There is a slim chance of an auto cLI which would be a sp.
05-10-2014 08:58 PM
I asked for a CLI from 3k to 10k and it was a 7-10 message then saw the HP and a day later they approved the limit increase, but im sure it would be an HP.
05-12-2014 09:23 PM
It's like Home Depot, go online and cli to $25k+ and it's hp to TU and you will get 7-10 and then about an hour or so later if during biz hours you can log back in and see the new countered or full asked cl.
05-13-2014 09:34 AM
Yeah I'd be happy with the $2k limit man... I had a TU of 730 when I called a couple months ago to ask them to raise my limit on my BBRZ MC from the paltry $300 to something a little less idiotic, and got turned down. Sheesh! Then I found out they were about to charge me a $59 annual fee. Deep-Six'ed that piece of plastic and never looked back.
05-13-2014 09:33 PM
Yea unfortuantly the bestbuy mastercard is not that good compared to the bestbuy store card.
05-13-2014 09:38 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO