rootpooty wrote:what i dont understand is why you would bother with cap one when you are a member with nfcu and you can grow greatly with them and not cap one
Because there's only 2 tradelines for the OP according to her sig, and 3 is mo' better? 
This fact gets too often lost sometimes: there's more to FICO and financial life than CU's, even incredibly good ones like NFCU.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)
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Revelate wrote:
rootpooty wrote:what i dont understand is why you would bother with cap one when you are a member with nfcu and you can grow greatly with them and not cap one
Because there's only 2 tradelines for the OP according to her sig, and 3 is mo' better?
This fact gets too often lost sometimes: there's more to FICO and financial life than CU's, even incredibly good ones like NFCU.
i agree however one can obtain many great tradelines without having to go with the frustration of cap one. many people do caue they arent fortunate like you or i or the op to be members of nfcu. i also agree in forms of building/rebuilding that 3 tradelines is best. i believe the op has 3 tradelines already
rootpooty wrote:
Revelate wrote:
rootpooty wrote:what i dont understand is why you would bother with cap one when you are a member with nfcu and you can grow greatly with them and not cap one
Because there's only 2 tradelines for the OP according to her sig, and 3 is mo' better?
This fact gets too often lost sometimes: there's more to FICO and financial life than CU's, even incredibly good ones like NFCU.
i agree however one can obtain many great tradelines without having to go with the frustration of cap one. many people do caue they arent fortunate like you or i or the op to be members of nfcu. i also agree in forms of building/rebuilding that 3 tradelines is best. i believe the op has 3 tradelines already
Yes i do have 3 CC at the moment as was really just looking for one more but your right this is to much hassle ill jsut stick with what i have and when the time comes to upgrade i Def wont be looking at Cap 1..
Learning_Tee0225 wrote:
rootpooty wrote:i agree however one can obtain many great tradelines without having to go with the frustration of cap one. many people do caue they arent fortunate like you or i or the op to be members of nfcu. i also agree in forms of building/rebuilding that 3 tradelines is best. i believe the op has 3 tradelines already
Yes i do have 3 CC at the moment as was really just looking for one more but your right this is to much hassle ill jsut stick with what i have and when the time comes to upgrade i Def wont be looking at Cap 1..
Oh the horror, lead astray by an out of date signature line Good point then Rooty, my apologies.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)
Take the FICO Fitness Challenge
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