Bank of america finally sent my 99 dollars back, should i call and ask for a pc or cli or just leave it alone.
Congrats! I started with a 99/500. When did you open it? I haven't heard of anyone talking about this in a while. After about 10-11 months, they mailed my $99 back after a soft on EX. I never asked for them to return it sooner. I waited for a few months after that and asked for a $1000 CLI and got it but never bothered with a product change.
PC now, wait three months, then ask for a CLI.
When they did mine, they will hit you with a HARD inquiry. Interestingly, they pulled TU when I thought BOA was a Ex puller.
If I remember correctly, they gave me $500 increase the first time taking me to $1K. Then about a year later, (I kept hitting the luv button but kept getting denied) they finally gave me $1K increase and that is where I sit.
I did a product change at the one year anniversary to some kind of rewards card with a AF but I will hit them up every 4 to 6 months until they are tired of hearing from me In fact, I tried again last night (4 months since the last one) and they want me to call in.
I won't and will see what happens. If I don't get an increase, I will try at the 6 month mark.
BofA PC/CLI requests are always soft, now.
I've actually had the card for a little over 2 years now, but never really used it. I was just very happy to have a bank send me money for a change.