Credit Card Center Advertiser Disclosure†
11-04-2012 11:43 AM
I am trying to convert my bofa platinum plus to cash reward.
However, I am not getting clear answers from bofa as they
are leaving some ambiguity.
If any one has done conversion with bofa lately,
do they hard pull for conversion?
if I get the conversion, will I retain my payment history and its original open date?
Hope you all are having excellent weekend and thank you for your help!
11-04-2012 11:57 AM
I converted (PCd) from Power Rewards to Cash Rewards 1-2-3 card. They took forever to get it all sent out (like 3 weeks). When I did my PC there was no hard pull. I retained the same account information and history, but the account number did change. Hope this helps. This was over a year ago.
11-04-2012 02:36 PM
11-04-2012 02:51 PM
Same here. I PC'd from plain jane plat. plus to Amex Acc rewards, also took FOREVER to get card. Slow process but no HP.
11-04-2012 03:21 PM
I changed from Plat + to 123 Cash Rewards, they don't pull nothing for conversion or it is a soft one. However it did take them ~50 days to get me the new card....
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.