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Regular Contributor
pumbaablah
Posts: 190
Registered: ‎08-14-2008
0

bofa just graduated!

Finally after 9 months!. It was a secured 300cl that was unsecured with a 500cli. I also got a upgrade to the Worldpoints. The card should be comming in the mail in the next few days. My annual fee is still 29 and the apr is 15.99.
Regular Contributor
msheresy
Posts: 124
Registered: ‎05-21-2008
0

Re: bofa just graduated!

Congrats!!!

 

Did it unsecure automatically or did you call and request it.  I have the 99/500 card and the 9th statement cuts around 4/25. 

Regular Contributor
pumbaablah
Posts: 190
Registered: ‎08-14-2008
0

Re: bofa just graduated!

i called in and got it unsecured..They will send a chack in the mail for my refund.

 

I just called csr after being a lil curious. They told me that I was going to get a upgrade to a Worldpoints. At first i figured I would just keep my previous acct # which was a visa. After speaking with the Rep she told me that the new card was going to be a MC which then would have to be another seperate card. So I went futher to ask them about the Worldpoints MC. They say I will be getting seperate CC with diffrent terms. The terms are 9.99% apr and 0% for 12 months on BT's. They do not know what the CL will be since they are still processing. So that mean that I got my secured Plantinum Plus Visa unsecured with a 500 CLI to 800 and will be recieving the Worldpoints MC also in the mail. 

 

You know I read alot of these forum post since i started rebuilding but I dont recall this happen to anyone yet. Dd i get lucky?

 

Regular Contributor
msheresy
Posts: 124
Registered: ‎05-21-2008
0

Re: bofa just graduated!

Did you call on the day the 9th statement cut or did yuo wait a few days afterward?

Regular Contributor
pumbaablah
Posts: 190
Registered: ‎08-14-2008
0

Re: bofa just graduated!

i never really pay attention to the dates. Two weeks ago they said i had to wait to april 10th which i know was bull. They sent me a letter saying that I was still early. So after calling about 2 more times I got it done over the phone. My account was open with them June 08
Regular Contributor
msheresy
Posts: 124
Registered: ‎05-21-2008
0

Re: bofa just graduated!

Did you call a backdoor # or the # on the back of your card?
Regular Contributor
pumbaablah
Posts: 190
Registered: ‎08-14-2008
0

Re: bofa just graduated!

At first I had to get trasferred to the secured card dept in order to get it unsecured. Then after i got that done I called to backdoor number to get the PC which the number I dont remember
Regular Contributor
Credit_repair
Posts: 157
Registered: ‎01-30-2009
0

Re: bofa just graduated!

Congratulations on getting your card unsecured!!
Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009
0

Re: bofa just graduated!

Congrats on the upgrade. As long as you show BOA that you're a responsible borrower, they will reward you and treat you right.
Regular Contributor
rebuilder
Posts: 229
Registered: ‎08-31-2007
0

Re: bofa just graduated!


pumbaablah wrote:

i called in and got it unsecured..They will send a chack in the mail for my refund.

 

I just called csr after being a lil curious. They told me that I was going to get a upgrade to a Worldpoints. At first i figured I would just keep my previous acct # which was a visa. After speaking with the Rep she told me that the new card was going to be a MC which then would have to be another seperate card. So I went futher to ask them about the Worldpoints MC. They say I will be getting seperate CC with diffrent terms. The terms are 9.99% apr and 0% for 12 months on BT's. They do not know what the CL will be since they are still processing. So that mean that I got my secured Plantinum Plus Visa unsecured with a 500 CLI to 800 and will be recieving the Worldpoints MC also in the mail. 

 

You know I read alot of these forum post since i started rebuilding but I dont recall this happen to anyone yet. Dd i get lucky?

 


 

Congrats on the 9.99%.  That is a great rate!  Mine unsecured to 14.99.

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