Reply
Regular Contributor
ak_7vytr0
Posts: 132
Registered: ‎12-08-2013
0

Re: bofa ??

The ak air website doesnt give an option for which card to apply for.. they issue card based on credit I assume... I was mostly wondering how much time I need to responsibly use this card before I should ask for the sig version


Starting Score: 660
Current Score: 687
Goal Score: 750


Take the myFICO Fitness Challenge
Regular Contributor
bada_bing
Posts: 133
Registered: ‎01-12-2014
0

Re: bofa ??

Another thing I'd mention that I'm considering as a

long time AK visa card holder is getting a SPG card.

It seems like it would be advantageous to move all the

spending I put on the AK visa except for actual ticket

purchases onto a SPG card. It seems like you can get

a few more AK miles with the SPG for your daily spend

but you aren't locked into AlaskaAir with those miles.

 

I don't know if that directly helps you now, because a

SPG amex is probably a bit harder to qualify for, but if

you end up waiting anyway it might be something to

consider in the future.

.....1995...................1994...................1992.................2013.................2014.................2014.........TU08 on 8/21

Reports frozen, opted out, in the bunker, gardening photo anim_peep_zpsede717e4.gif
Regular Contributor
ak_7vytr0
Posts: 132
Registered: ‎12-08-2013
0

Re: bofa ??

As far as what I would use my miles for.. ak air is pretty much it... life long resident with no forseeable move in my future.. the only small reason I would consider another card is my sister lives in germany.. so the no ftf and having a freedom / sapphire combo has my attention.. as it is for now though my travel is between anchorage and fairbanks a cple times a year.. once a year to hawaii with my lady for a getaway without the kids


Starting Score: 660
Current Score: 687
Goal Score: 750


Take the myFICO Fitness Challenge
Regular Contributor
ak_7vytr0
Posts: 132
Registered: ‎12-08-2013
0

Re: bofa ??

Also im curious how bofa looks at spending... ive ran almost 4 grand on my card in a month... realistically thats a little more than normal monthly spending for my household. So needless to say ive weekly payments to avoid an over limit... and untill ive got a higher limit ill have to continue making multiple monthly payments... 


Starting Score: 660
Current Score: 687
Goal Score: 750


Take the myFICO Fitness Challenge
Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: bofa ??

Forum trick 

Quoting post 

Under message you wish to respond to 

 

Click reply 

Top right corner click quote 

Enter response 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Regular Contributor
ak_7vytr0
Posts: 132
Registered: ‎12-08-2013
0

Re: bofa ??


myjourney wrote:

Forum trick 

Quoting post 

Under message you wish to respond to 

 

Click reply 

Top right corner click quote 

Enter response 


Thank u


Starting Score: 660
Current Score: 687
Goal Score: 750


Take the myFICO Fitness Challenge
Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: bofa ??


ak_7vytr0 wrote:

myjourney wrote:

Forum trick 

Quoting post 

Under message you wish to respond to 

 

Click reply 

Top right corner click quote 

Enter response 


Thank u


Your welcome :smileywink:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Regular Contributor
bada_bing
Posts: 133
Registered: ‎01-12-2014
0

Re: bofa ??


ak_7vytr0 wrote:

Also im curious how bofa looks at spending... ive ran almost 4 grand on my card in a month... realistically thats a little more than normal monthly spending for my household. So needless to say ive weekly payments to avoid an over limit... and untill ive got a higher limit ill have to continue making multiple monthly payments... 


If you spend that much for a few months I would guess that you'll get an offer to

upgrade to the signature card within a few months. AlaskaAir likes to push the

signature and I think the lower tier cards are considered as entry points for where

they want everyone to be eventually.

 

The reason I mentioned the amex SPG card above is that SPG points are transferable

into the AlaskaAir miles program and you get 1.25 miles per $ of spend. You don't have to

use the Starwood points that way but the option is available. The SPG is the only card I know

of that directly transfers into Alaska's miles. If it wasn't for the 3x miles for $ spent on airfare on 

the AK visa, I'd dump the AK visa outright and get a SPG. I spend about $5k a year on AK

airfare (slopeworker).

 

.....1995...................1994...................1992.................2013.................2014.................2014.........TU08 on 8/21

Reports frozen, opted out, in the bunker, gardening photo anim_peep_zpsede717e4.gif

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}