06-25-2008 08:01 PM
06-26-2008 06:01 AM
06-26-2008 06:12 PM
06-26-2008 06:38 PM
I'd say it's possible to have an 800 FICO with no credit cards. Kind of the hard way to do it, but if all the other credit "stars" were properly aligned--long history, long average age of accounts, no inquiries, no lates or derogs--I don't see any reason it couldn't happen.
06-26-2008 06:44 PM
ooooh, I read 20. 30 is slightly more possible than 20, but I still say it sounds like balogna.
cheddar wrote:Still think it's possible at 30 years of age, TNWM?
06-26-2008 06:46 PM
06-26-2008 06:48 PM
Even if true, its kinda a mute point since most of us have credit cards and use them to some degree.