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Regular Contributor
Posts: 243
Registered: ‎11-15-2011
0

call discover today for cli, but denied

csr told me i did not hit the six months mark and let me wait,  but i really need credit now for big purchase.

 

;(

Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: call discover today for cli, but denied

Sorry to hear that.  Can you postpone your big purchase until you are able to get a CLI?

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Mega Contributor
Posts: 15,446
Registered: ‎04-09-2011
0

Re: call discover today for cli, but denied


stone wrote:

csr told me i did not hit the six months mark and let me wait,  but i really need credit now for big purchase.

 

;(


Sorry to hear, is this purchase needed now or can you wait??




EQ FICO 548 3/3/16
Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: call discover today for cli, but denied

Discover is a HP, so i will wait for them to give me an auto cli if im lucky enough.




Frequent Contributor
Posts: 373
Registered: ‎03-25-2011
0

Re: call discover today for cli, but denied

+ 1 ...... Im holdin out for the auto CLI as well  Smiley Wink

 

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Established Contributor
Posts: 1,033
Registered: ‎11-08-2011
0

Re: call discover today for cli, but denied

+1 for the auto.

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of Late January 2016 All 700+. Last CR pull from a lender(housing) was mid-score 749.
Goal Score: 700+ - reached.
Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: call discover today for cli, but denied

Have you guys tried the automated cli on the phone? It's a soft unless you get transferred to a rep. My More account hits 6 months I'm Feb so I can't try until then.
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Regular Contributor
Posts: 243
Registered: ‎11-15-2011
0

Re: call discover today for cli, but denied


flowfaster wrote:
Have you guys tried the automated cli on the phone? It's a soft unless you get transferred to a rep. My More account hits 6 months I'm Feb so I can't try until then.

these is no such option for me, maybe it is because i did not hit the six months yet.

Super Contributor
Posts: 8,180
Registered: ‎05-23-2009
0

Re: call discover today for cli, but denied

Discover didn't grant any cli.  I called to ask for cli and they had to hard pull. I have 5 Discover and only one  was qualified for cli without hard pull. They only gave me $1K. I have those accounts for over 10 years.

 

 

Ron.

Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: call discover today for cli, but denied


Ron1 wrote:

Discover didn't grant any cli.  I called to ask for cli and they had to hard pull. I have 5 Discover and only one  was qualified for cli without hard pull. They only gave me $1K. I have those accounts for over 10 years.

 

 

Ron.


You have 5 discover cards ??




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