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call discover today for cli, but denied

Regular Contributor

call discover today for cli, but denied

csr told me i did not hit the six months mark and let me wait,  but i really need credit now for big purchase.

 

;(

Message 1 of 22
21 REPLIES
Senior Contributor

Re: call discover today for cli, but denied

Sorry to hear that.  Can you postpone your big purchase until you are able to get a CLI?

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 2 of 22
Mega Contributor

Re: call discover today for cli, but denied


stone wrote:

csr told me i did not hit the six months mark and let me wait,  but i really need credit now for big purchase.

 

;(


Sorry to hear, is this purchase needed now or can you wait??




EQ FICO 548 3/3/16
Message 3 of 22
Super Contributor

Re: call discover today for cli, but denied

Discover is a HP, so i will wait for them to give me an auto cli if im lucky enough.




Message 4 of 22
Frequent Contributor

Re: call discover today for cli, but denied

+ 1 ...... Im holdin out for the auto CLI as well  Smiley Wink

 

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 5 of 22
Established Contributor

Re: call discover today for cli, but denied

+1 for the auto.

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of Late January 2016 All 700+. Last CR pull from a lender(housing) was mid-score 749.
Goal Score: 700+ - reached.
Message 6 of 22
Established Contributor

Re: call discover today for cli, but denied

Have you guys tried the automated cli on the phone? It's a soft unless you get transferred to a rep. My More account hits 6 months I'm Feb so I can't try until then.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 7 of 22
Regular Contributor

Re: call discover today for cli, but denied


flowfaster wrote:
Have you guys tried the automated cli on the phone? It's a soft unless you get transferred to a rep. My More account hits 6 months I'm Feb so I can't try until then.

these is no such option for me, maybe it is because i did not hit the six months yet.

Message 8 of 22
Super Contributor

Re: call discover today for cli, but denied

Discover didn't grant any cli.  I called to ask for cli and they had to hard pull. I have 5 Discover and only one  was qualified for cli without hard pull. They only gave me $1K. I have those accounts for over 10 years.

 

 

Ron.

Message 9 of 22
Super Contributor

Re: call discover today for cli, but denied


Ron1 wrote:

Discover didn't grant any cli.  I called to ask for cli and they had to hard pull. I have 5 Discover and only one  was qualified for cli without hard pull. They only gave me $1K. I have those accounts for over 10 years.

 

 

Ron.


You have 5 discover cards ??




Message 10 of 22