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Regular Contributor
stone
Posts: 242
Registered: ‎11-15-2011
0

call discover today for cli, but denied

csr told me i did not hit the six months mark and let me wait,  but i really need credit now for big purchase.

 

;(

Community Leader
Senior Contributor
laz98
Posts: 4,336
Registered: ‎09-06-2008
0

Re: call discover today for cli, but denied

Sorry to hear that.  Can you postpone your big purchase until you are able to get a CLI?

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: call discover today for cli, but denied


stone wrote:

csr told me i did not hit the six months mark and let me wait,  but i really need credit now for big purchase.

 

;(


Sorry to hear, is this purchase needed now or can you wait??




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: call discover today for cli, but denied

Discover is a HP, so i will wait for them to give me an auto cli if im lucky enough.




Frequent Contributor
nuggets321
Posts: 344
Registered: ‎03-25-2011
0

Re: call discover today for cli, but denied

+ 1 ...... Im holdin out for the auto CLI as well  :smileywink:

 

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 3000CL / GEMBWalMart 5000CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase Slate$4000/BofA2500/ToyotaRewardsVisa$6500BofA$6500
Established Contributor
SoulMaster
Posts: 993
Registered: ‎11-08-2011
0

Re: call discover today for cli, but denied

+1 for the auto.

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of 3/15/14 All 700+. Last CR pull from a lender(housing) was mid-score 729.
Goal Score: 700+ - reached.
Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: call discover today for cli, but denied

Have you guys tried the automated cli on the phone? It's a soft unless you get transferred to a rep. My More account hits 6 months I'm Feb so I can't try until then.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Regular Contributor
stone
Posts: 242
Registered: ‎11-15-2011
0

Re: call discover today for cli, but denied


flowfaster wrote:
Have you guys tried the automated cli on the phone? It's a soft unless you get transferred to a rep. My More account hits 6 months I'm Feb so I can't try until then.

these is no such option for me, maybe it is because i did not hit the six months yet.

Super Contributor
Ron1
Posts: 5,471
Registered: ‎05-23-2009
0

Re: call discover today for cli, but denied

Discover didn't grant any cli.  I called to ask for cli and they had to hard pull. I have 5 Discover and only one  was qualified for cli without hard pull. They only gave me $1K. I have those accounts for over 10 years.

 

 

Ron.

Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: call discover today for cli, but denied


Ron1 wrote:

Discover didn't grant any cli.  I called to ask for cli and they had to hard pull. I have 5 Discover and only one  was qualified for cli without hard pull. They only gave me $1K. I have those accounts for over 10 years.

 

 

Ron.


You have 5 discover cards ??





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