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Established Contributor
Posts: 792
Registered: ‎08-30-2011
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Re: call discover today for cli, but denied

Yeah you have to hit 6 months and the option appears on the automated phone system. AFAIK

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
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Re: call discover today for cli, but denied

I'm stuck at $1500 and they will not budge! Smiley Mad

Ray

** Every Card has a Job, and Every Card does its Job **

Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
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Re: call discover today for cli, but denied

So I should be happy with my $6500 and wait for an auto CLI if they ever give me one.




Established Contributor
Posts: 541
Registered: ‎12-02-2011
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Re: call discover today for cli, but denied


RockinRay wrote:

I'm stuck at $1500 and they will not budge! Smiley Mad


OMG Ray, me too.  I keep doing the CLI requests on the phone...no dice.  Happy that so far no hard though, and I've dont it 3 times within the last 2 months or so.

Established Contributor
Posts: 792
Registered: ‎08-30-2011
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Re: call discover today for cli, but denied

How much usage do you guys put through your card?

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Super Contributor
Posts: 8,180
Registered: ‎05-23-2009
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Re: call discover today for cli, but denied


CS800 wrote:

Ron1 wrote:

Discover didn't grant any cli.  I called to ask for cli and they had to hard pull. I have 5 Discover and only one  was qualified for cli without hard pull. They only gave me $1K. I have those accounts for over 10 years.

 

 

Ron.


You have 5 discover cards ??


Yes,  I have 5. Those Discover was converted from different type of Discover cards. Those were Discover Smithsonian Discover, Discover Universal Studio Card, Discover Gold and Discover Private Issue. They're no longer issued.  

 

 

Ron.

Moderator Emeritus
Posts: 17,409
Registered: ‎07-14-2009
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Re: call discover today for cli, but denied


CS800 wrote:

So I should be happy with my $6500 and wait for an auto CLI if they ever give me one.


As always YMMV but I can only speak of my own experience. I haven't had an auto CLI from Discover in about 3 years. This is despite putting right at $30,000 through my card in 2010 and $38,000 through it last year.

 

I can't prove it of course but the reason might be that the last time I paid any interest to Discover was a small amount in 1/2010. But my CL is plenty so I will wait and see what the future brings.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Frequent Contributor
Posts: 306
Registered: ‎01-12-2011
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Re: call discover today for cli, but denied

when you did get your auto CLI, how long did you have the card marine?


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Moderator Emeritus
Posts: 17,409
Registered: ‎07-14-2009
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Re: call discover today for cli, but denied


xlr8d wrote:

when you did get your auto CLI, how long did you have the card marine?


I opened it in 10/2003 and always seemed to have regular annual CLI's of about $1,000-$1,300 up until 3 years ago. I can't recall when I got the very first CLI though.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: call discover today for cli, but denied


MarineVietVet wrote:

xlr8d wrote:

when you did get your auto CLI, how long did you have the card marine?


I opened it in 10/2003 and always seemed to have regular annual CLI's of about $1,000-$1,300 up until 3 years ago. I can't recall when I got the very first CLI though.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


What's your current CL if i may ask?




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