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Valued Member
baboon007
Posts: 46
Registered: ‎07-25-2009
0

can someone recommend a credit card?

were they Pull EQ and My EQ FICO is around 710.I Live in OH

Only -ve is too many inquiries

 

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: can someone recommend a credit card?

Many CU's pull EQ.

 

How many INQ's report on EQ in the last one and two years?

Valued Member
baboon007
Posts: 46
Registered: ‎07-25-2009
0

Re: can someone recommend a credit card?

2 years = 18

 

Last year= 6

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: can someone recommend a credit card?

That's about 14 and 4 too many. I would recommend holding off on app'ing until some of those INQ's fall off. You will get better results.
Valued Member
lsutigers03
Posts: 44
Registered: ‎12-02-2008
0

Re: can someone recommend a credit card?

I'm not trying to jack your thread but I had the same question so I thought I would ask it here.  My EQ score as of today is 742 and the report I got from here showed 3 inquiries for the past year and that's all it has just three from this year.
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: can someone recommend a credit card?


lsutigers03 wrote:
I'm not trying to jack your thread but I had the same question so I thought I would ask it here.  My EQ score as of today is 742 and the report I got from here showed 3 inquiries for the past year and that's all it has just three from this year.

 

What does the CBR look like behind that score? Length of history, AAoA, number of revolving and total TL's, anything negative?
Valued Member
lsutigers03
Posts: 44
Registered: ‎12-02-2008
0

Re: can someone recommend a credit card?


creditwherecreditisdue wrote:

lsutigers03 wrote:
I'm not trying to jack your thread but I had the same question so I thought I would ask it here.  My EQ score as of today is 742 and the report I got from here showed 3 inquiries for the past year and that's all it has just three from this year.

 

What does the CBR look like behind that score? Length of history, AAoA, number of revolving and total TL's, anything negative?

Here's what it says.

 

Your oldest account was opened
7 Years, 8 Months ago

 

Average age of your accounts
3 years

 

Your newest account was opened
1 Year, 2 Months ago

 

Number of your accounts with a missed payment
0 accounts

 

Ratio of your revolving balances to your credit limits
20%

 

Your applications for credit in the past year
2 inquiries


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