Credit Cards

[baboon007]

were they Pull EQ and My EQ FICO is around 710.I Live in OH

Only -ve is too many inquiries

[creditwherecreditisdue]

Many CU's pull EQ.

How many INQ's report on EQ in the last one and two years?

[baboon007]

2 years = 18

Last year= 6

[creditwherecreditisdue]

That's about 14 and 4 too many. I would recommend holding off on app'ing until some of those INQ's fall off. You will get better results.

[lsutigers03]

I'm not trying to jack your thread but I had the same question so I thought I would ask it here.  My EQ score as of today is 742 and the report I got from here showed 3 inquiries for the past year and that's all it has just three from this year.

[creditwherecreditisdue]

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lsutigers03 wrote:
I'm not trying to jack your thread but I had the same question so I thought I would ask it here.  My EQ score as of today is 742 and the report I got from here showed 3 inquiries for the past year and that's all it has just three from this year.

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What does the CBR look like behind that score? Length of history, AAoA, number of revolving and total TL's, anything negative?

[lsutigers03]

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creditwherecreditisdue wrote:

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lsutigers03 wrote:
I'm not trying to jack your thread but I had the same question so I thought I would ask it here.  My EQ score as of today is 742 and the report I got from here showed 3 inquiries for the past year and that's all it has just three from this year.

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What does the CBR look like behind that score? Length of history, AAoA, number of revolving and total TL's, anything negative?

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Here's what it says.

Your oldest account was opened
7 Years, 8 Months ago

Average age of your accounts
3 years

Your newest account was opened
1 Year, 2 Months ago

Number of your accounts with a missed payment
0 accounts

Ratio of your revolving balances to your credit limits
20%

Your applications for credit in the past year
2 inquiries