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I'm pretty far along with my rebuilding (borderline High Achiever), but the monitoring and trolling for new products remains a hobby with a purpose. Posting on this site is more of a vocation.
@Anonymous wrote:
Addiction.
addiction and a hobby.
It began as a hobby during rebuilding . . . Now it's an addiction.
I don't NEED more credit but I monitor this board several times per day (along with my online accounts and other forums). When a new card appears that has great rates and/or rewards, I'm like a cat in a room full of rockers . . . . I feel that I just HAVE to get this new card. It's a constant battle within myself to maintain credit gardening and not apply (a battle which I frequently lose). I now maintain 10 major cards, 3 store cards (counting Care Credit as a store card), a LOC and a motorcycle loan.
My scores are EQ - 740, TU - 737 (both FICO). I would probably be in the 800's but can't get my AAoA up there because of the frequent (every three months or so), new account.
So yes, it is an addiction and a fun one as long as I can PIF.