08-03-2007 05:36 PM
08-04-2007 07:05 AM
08-04-2007 08:49 AM
I have 3 cards with CL's at $500 or under (one of which is Crap One). I've had the first card for 2 years, the second one (Crap One) for about 9 months, and the last one for about a few months. The question is, I really, really want to close all three since I've gotten much better CC's the last month or so. Will closing all of this affect my overall utilization?
myhearts07 wrote:Read my post today about cancelling credit cards, you might change your mind and try another tactic. Keep the card open, only charge a candy bar and a pop once a month, then pif when the bill comes.