02-05-2013 03:07 PM
was about to ditch the 300 limit platinum card. had it for 3 years, no increase, 29 fee. used to rebuild. Was about to ditch it when i saw some EO successs, wrote the email, when they called i asked for 2k, raised me to 1 k today! pretty nice, altough i prob still wont use it haha, barclays got me a 4k rewards cards so i just use that. still helps though.
waiting on word back about my orchard account they took over. at 700 asked for 2k as well.
was guaranteed both would be a soft pull.
thanks my fico!!
02-05-2013 06:26 PM
Congratulations! You deserve it!
In The Garden!
02-05-2013 06:28 PM
How long did it take to get a response? Also, was it for the partially secured card, or was it unsecured?
02-05-2013 06:47 PM
Congrats, on the increase.
I myself have an Orchard Bank card
nothing to great at least I would not consider it to good at all(wish I had at least a better CL for Score purposes)
$79 december annual fee... (jeez, I've seen better annual fees from plenty of cards...)
but better then nothing I sappose, lol. This was my first card btw, use it here and there try to keep any balance on it low, just passed 2 year mark, I'm looking into getting a better card here real soon.
But in any event at the moment, if i wanted a CLI for this particular card do I contact Capital One or must I contact Orchard Bank about this. Or at the moment would either work? I knew for some time orchard bank would not take Customer Requested CLI so I never tried before, since Cap One is partnering / aquiring(sp) the Orchard Bank business I was not sure if this was different now.
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