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capital One Modify Your Features

Established Contributor

capital One Modify Your Features

the only new thing here is a place to check for upgrades or other rewards options it's currently down I

I play the credit game but I do feel a tad bit of guilt milking or them going on two years not making them on red cent. since jan 08 by making fee free BT and PIF after the next statement comes,
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Message 1 of 17
16 REPLIES
Frequent Contributor

Re: capital One Modify Your Features

Thanks for the heads up......it's working now and it says my account do not qualify for any upgrades bummerSmiley Mad
Message 2 of 17
Super Contributor

Re: capital One Modify Your Features


moonman wrote:
Thanks for the heads up......it's working now and it says my account do not qualify for any upgrades bummerSmiley Mad

Same here

Message 3 of 17
Regular Contributor

Re: capital One Modify Your Features

I dont qualify for anything either. Smiley Sad
Message 4 of 17
Valued Contributor

Re: capital One Modify Your Features


rbbyrbsn wrote:
the only new thing here is a place to check for upgrades or other rewards options it's currently down I

I play the credit game but I do feel a tad bit of guilt milking or them going on two years not making them on red cent. since jan 08 by making fee free BT and PIF after the next statement comes,

I look at the credit card company freebies the same way I look at casino comps...these guys both make calculated business decisions when they offer you something for nothing.  It's never for nothing, but it might not cost YOU anything.  Somebody, somewhere, is paying for it.

 

A lot of those BTs get carried at interest.  Yours isn't one of them, but the revenue they didn't get from you is coming from the guy who thought he'd pay it off by a certain time, but couldn't.  The credit card company probably knows to 7 decimal points what percentage of people they'll hook for the interest, just like the casino knows that a certain percentage of people ultimately end up losing thousands of dollars to the casino after getting the free room and meals.

 

Don't feel one bit guilty.  They certainly don't.

 

 

Message 5 of 17
Established Contributor

Re: capital One Modify Your Features

We're sorry. Our site is temporarily unavailable.
eird
I might get a offer use to have rewards but didn't call to opt in to the new program so they make a offer
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Message 6 of 17
Senior Contributor

Re: capital One Modify Your Features

none for me either.  thanks for getting my hopes up, cap one.
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 7 of 17
Established Contributor

Re: capital One Modify Your Features

The site wasn't working for me so I called the back door number got a 6 month apr reduction for 15.9 to 11.9 I PIF but it looks nicer on the statement.
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Message 8 of 17
Frequent Contributor

Re: capital One Modify Your Features

I'm curious...did anyone know this feature was coming, or did it just pop up in our accounts?
AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Message 9 of 17
Established Contributor

Re: capital One Modify Your Features

I just log on one day and just it was just ther
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Message 10 of 17