Credit Cards

[s_rob7488]

Got the 7-10 day decision ...i dont like it! Want to know if i was approved or not. Any help?

[SwiftTone]

You're not approved, nor denied. 

You have to either wait, or call them 

[s_rob7488]

Ah I hate that they don't have a way to check it online!!

[s_rob7488]

Anyone else have any advice?

[john398]

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s_rob7488 wrote:
Anyone else have any advice?

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have you called the # on the back door thread: Cap1: 800-548-4593 (application status - automated only)

[s_rob7488]

Denied! What the....i just checked my eq this morning and its at 764...how do i get decline?

[tray]

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s_rob7488 wrote:
Denied! What the....i just checked my eq this morning and its at 764...how do i get decline?

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What I would first do is call Cap One use the backdoor number on this forum's thread to speak with a high end credit analyst and request a reconsideration at least you know you tried for the wasted I believe 3 HARD PULLS.  But if I had a credit score like yours I would of went for the big guns and app'd for a prime bank for a card not Crap One.  I wish you luck

[s_rob7488]

Well i wanted the venture one gold card ...i recently got sapphire preferred, amex BCE and citi diamond preferred. Wanted one last card. I have a discover ...can i app for another card if i alreahave one? Really wanting just cash rewards

[Dadaluma83]

Shocking to me how someone who can get great cards is denied for a Venture card. Venture isn't all that great IMO. Either a 2% cashback on everything card for a 59 AF or a 1.25% cashback for no AF. If you want a hardcore travel card then the CSP or an AMEX charge card, or even a cobranded hotel or airline card is a better bet, for cashback you probably come out ahead with the Chase freedom as well.

No idea why Cap 1 makes this card so hard to get.

I want the Venture gold as well, but I definitely will be waiting awhile, and when I do get it I will only be running maybe a couple hundred dollars a month through it to use for small travel related expenses.

[s_rob7488]

Ridiculous that they can't give me the reason for being denied. I have to wait for a stupid letter then call back in...my score watch says im now at 764. Pretty happy and should be good but who knows. I got Amex and chase CSP...can I app for another card with hem within 30 days of being approved?