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capital one app status

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mindacid
Valued Member

Re: capital one app status

 

@s_rob7488 wrote:
Denied! What the....i just checked my eq this morning and its at 764...how do i get decline?

The one thing we know about Capital One is that we don't know anything about Capilal One.  With your great score I am equally surprised about the denial.  They can always play the "you have sufficient credit already" card.   I think you should just put Cap One behind you and try for bigger and better cards.   There are many who'd be glad to have you.

Message 11 of 23
s_rob7488
Regular Contributor

Re: capital one app status

At least someone thinks so! Thanks for that. I didn't want anything except the Ventureone gold.
Message 12 of 23
Anonymous
Not applicable

Re: capital one app status

When I originally applied for them, I received the 7-10 day message. I called a day later, and they told me that message came up because I had listed my PO Box and not physical addy on the app. If I had not called, it would have taken them nearly 3 additional weeks to process. I called 2 days after giving them that info and got the decision.

Message 13 of 23
YahComb
Established Contributor

Re: capital one app status

thread necro lol

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 14 of 23
asteroidblues86
Regular Contributor

Re: capital one app status


@Anonymous wrote:

When I originally applied for them, I received the 7-10 day message. I called a day later, and they told me that message came up because I had listed my PO Box and not physical addy on the app. If I had not called, it would have taken them nearly 3 additional weeks to process. I called 2 days after giving them that info and got the decision.


So were you approved?

Message 15 of 23
trumpet-205
Valued Contributor

Re: capital one app status


@s_rob7488 wrote:
Denied! What the....i just checked my eq this morning and its at 764...how do i get decline?

Score is not everything. I have FICO of ~720 with AAoA of 1 year, but my credit report is still very thin. You are too in love with credit score.

 

For Cap 1 prime card, you need high AAoA (5+ years). I imagine denial reason being short history.

Message 16 of 23
Anonymous
Not applicable

Re: capital one app status

yes I was

Message 17 of 23
j_casteel
Valued Contributor

Re: capital one app status

i'm pretty sure you have to wait 45 days between apps whether approved or denied.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 18 of 23
Anonymous
Not applicable

Re: capital one app status

you do have to wait 45 days...

Message 19 of 23
CardsLifeLine
Frequent Contributor

Re: capital one app status

Yes you have to wait for 45 days between the aps. Cap 1 declined my request three times. All banks and credit card companies gave me cards with good credit limits and still Cap 1 say we can not give credit cards for blah blah .... 

USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards
Message 20 of 23
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