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Regular Contributor
Posts: 159
Registered: ‎03-25-2012
0

capital one app status

Got the 7-10 day decision ...i dont like it! Want to know if i was approved or not. Any help?
Established Contributor
Posts: 1,040
Registered: ‎02-27-2012
0

Re: capital one app status

You're not approved, nor denied. 

 

You have to either wait, or call them 

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Regular Contributor
Posts: 159
Registered: ‎03-25-2012
0

Re: capital one app status

Ah I hate that they don't have a way to check it online!!
Regular Contributor
Posts: 159
Registered: ‎03-25-2012
0

Re: capital one app status

Anyone else have any advice?
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: capital one app status


s_rob7488 wrote:
Anyone else have any advice?


have you called the # on the back door thread: Cap1: 800-548-4593 (application status - automated only)

Regular Contributor
Posts: 159
Registered: ‎03-25-2012
0

Re: capital one app status

Denied! What the....i just checked my eq this morning and its at 764...how do i get decline?
Valued Contributor
Posts: 1,540
Registered: ‎01-29-2008
0

Re: capital one app status


s_rob7488 wrote:
Denied! What the....i just checked my eq this morning and its at 764...how do i get decline?

What I would first do is call Cap One use the backdoor number on this forum's thread to speak with a high end credit analyst and request a reconsideration at least you know you tried for the wasted I believe 3 HARD PULLS.  But if I had a credit score like yours I would of went for the big guns and app'd for a prime bank for a card not Crap One.  I wish you luck


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Regular Contributor
Posts: 159
Registered: ‎03-25-2012
0

Re: capital one app status

Well i wanted the venture one gold card ...i recently got sapphire preferred, amex BCE and citi diamond preferred. Wanted one last card. I have a discover ...can i app for another card if i alreahave one? Really wanting just cash rewards
Frequent Contributor
Posts: 364
Registered: ‎08-23-2011
0

Re: capital one app status

Shocking to me how someone who can get great cards is denied for a Venture card. Venture isn't all that great IMO. Either a 2% cashback on everything card for a 59 AF or a 1.25% cashback for no AF. If you want a hardcore travel card then the CSP or an AMEX charge card, or even a cobranded hotel or airline card is a better bet, for cashback you probably come out ahead with the Chase freedom as well.

 

No idea why Cap 1 makes this card so hard to get.

 

I want the Venture gold as well, but I definitely will be waiting awhile, and when I do get it I will only be running maybe a couple hundred dollars a month through it to use for small travel related expenses.

FICO Scores: TU: 768 (Jan 2012), EQ: 755 (Jan 2012 Lender pull)
Regular Contributor
Posts: 159
Registered: ‎03-25-2012
0

Re: capital one app status

Ridiculous that they can't give me the reason for being denied. I have to wait for a stupid letter then call back in...my score watch says im now at 764. Pretty happy and should be good but who knows. I got Amex and chase CSP...can I app for another card with hem within 30 days of being approved?
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