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Valued Member
Posts: 46
Registered: ‎08-11-2009
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capital one credit card reporting dates question, and score change

i was approved for a capital one card back in jan. after receiving the card, i setup my online payment account, and did not receive a bill until late feb with the 1st payment date of march 14th. when i pull my credit reports, the 1st page shows cc as positives in the summary, but i have no tradelines yet.

does capital one usually post towards the end of the month, and will i probably have to wait until next month to see a tradeline. also, will my score change once the tradeline appears? i took a small ding on EQ for the new card approval,and inq, and lost no points on TU. but was hoping to see some score gains on transunion since i have no other open accounts reporting at this time.


Valued Contributor
Posts: 2,791
Registered: ‎03-18-2007
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Re: capital one credit card reporting dates question, and score change

Bumping for OP...
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Posts: 101
Registered: ‎01-07-2010
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Re: capital one credit card reporting dates question, and score change

it probably will take a little while before it posts the tl

i got my card in december and my account just posted to my report on march 1

about 3 months...or close to it... 

Starting Score: EQ 623 (1/28/10) TU 666 (1/28/10)
Current Score:  EQ 666 (3/4/10) TU 708 (3/4/10)
Goal Score:    EQ 680TU 700

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