capital one: has anyone been able to re-open an account?

[cakebuilder]

under the consultation of a dear friend, i mistakenly closed my cc with capital one due to a low credit line a little over one month ago. it was in haste. anyway, i called literally 14 times and no luck. has anyone had any luck re-opening an account with them? if so, how? 

[Whitneyy]

I didnt re-open, I just got another one with them. 

[cakebuilder]

well, me wanting to re-open stems from continuing an existing credit history. did you try backdating by any chance?

[Creditaddict]

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@cakebuilder wrote:

under the consultation of a dear friend, i mistakenly closed my cc with capital one due to a low credit line a little over one month ago. it was in haste. anyway, i called literally 14 times and no luck. has anyone had any luck re-opening an account with them? if so, how? 

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these days it's SO RARE for creditors to re-open closed accounts.

[CenturyChild]

When you close an account they ask if you are sure.  Then state that if you close the account, it is permanant and that account can never be re-opened. Or at least thats what they told me.

You may just need to reapply for a new card.

[cakebuilder]

did you try back dating?

[gdale6]

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@cakebuilder wrote:

did you try back dating?

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There is no backdating with Cap-1 on top of no re-opening a closed account. If you have closed it so be it, I would not even be considering them for a new app.

[DaveSignal]

Why do you want to re-open your low credit line Capital One account?   If I was your friend, I would have told you to get rid of it as well, unless there were some kind of fantastic rewards on it that you couldn't get anywhere else.

[cakebuilder]

i wanted to re-open the card because i had a 10-yr history with them. so essentially, i wiped away that great line of an established account. i hope that makes sense. HOWEVER, my differences with CAP1 made me realize that much better was out there like AMEX. so i guess it all worked out for the best. but i am curious to know if you think it was still a good idea to close despite the low credit line

[user5387]

That history will remain on your reports for a period of years, and your AAoA will not be immediately affected.