07-24-2008 02:52 PM
07-24-2008 03:04 PM - edited 07-24-2008 03:04 PM
07-24-2008 03:30 PM
07-24-2008 03:31 PM
07-26-2008 12:23 PM - edited 07-26-2008 12:24 PM
07-27-2008 12:10 PM
07-27-2008 12:21 PM
That is great that you have good history with them. It is important to note that a late payment won't be reported to the bureaus unless they are 30 days late. It is nice that they waived the finance charge and over limit fees though.
siangirl34 wrote:CapOne has been good to me. I had a charge that brought me $2 dollars over my limit and they refunded the fee.Then I forgot to pay my bill (about 6 months later) on the same card - the finance charge added took me few dollars over the limit (so I had a late fee and over the limit fee). They refunded BOTH of those and the missed payment never showed up on my credit report.
Message Edited by siangirl34 on 07-26-2008 12:24 PM
07-27-2008 05:02 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.