That is great that you have good history with them. It is important to note that a late payment won't be reported to the bureaus unless they are 30 days late. It is nice that they waived the finance charge and over limit fees though.
siangirl34 wrote:CapOne has been good to me. I had a charge that brought me $2 dollars over my limit and they refunded the fee.Then I forgot to pay my bill (about 6 months later) on the same card - the finance charge added took me few dollars over the limit (so I had a late fee and over the limit fee). They refunded BOTH of those and the missed payment never showed up on my credit report.
Message Edited by siangirl34 on 07-26-2008 12:24 PM