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dloza
Established Member

capital one reporting

Does anyone know how long it takes capital one to report your current balance? I made sure to pay of my almost my whole balance about 2 weeks before my bill was due so it would for sure be low by the end of the bill cycle. It has now been about 2 weeks since the due date and I am still showing the balance from 2 billing cycles ago.

Message 1 of 4
3 REPLIES 3
pizzadude
Credit Mentor

Re: capital one reporting


@dloza wrote:

Does anyone know how long it takes capital one to report your current balance? I made sure to pay of my almost my whole balance about 2 weeks before my bill was due so it would for sure be low by the end of the bill cycle. It has now been about 2 weeks since the due date and I am still showing the balance from 2 billing cycles ago.



Cap1 reports your balance to the CRAs as of the statement date, and the CRAs may take a few days to update.   When is your next statement going to be cut ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 4
LS2982
Mega Contributor

Re: capital one reporting

@Dioza Like pizzadude said, you need to call in and find out what your statement closing date is, they do not list this on their bills.



EQ FICO 548 3/3/16
Message 3 of 4
dobirdsmommy
Established Contributor

Re: capital one reporting

I am in the same boat and they have not reported mine... its only going on 2 months

 

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DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays
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