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capital one secured card

Member

capital one secured card

This is the happiest I've ever been to receive a secured credit card. I was approved for 200.00. I havent had a credit card in years. Do u think this secured card will raise my score? I have a mortgage, auto loan and installment loans. Credit score 543 EQ.

Also can you'll provide me with some rules to credit card management? Do's and dont's.
5 REPLIES
Moderator Emerita

Re: capital one secured card

Member

Re: capital one secured card

Thanks Lexie
Frequent Contributor

Re: capital one secured card

Yes it should help you score out..just make sure you report a low balance every month then PIF to maximize your score and not pay fees


Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


Take the FICO Fitness Challenge
Valued Contributor

Re: capital one secured card

Congrats!!! That's wonderful! Smiley Very Happy Your score will definitely go up.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
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New Member

Re: capital one secured card