capital one suprise

jeskedu · ‎09-04-2013

i was bored the other day so i thought id try to get some cli . lowes and walmart both gave me the usual cli's . The real shocker was i called capital one figuring id get the standard rejection notice but suprisingly they gave me a 500$ increase.

Eightiron · ‎09-04-2013

Congrats!

Gardening now for that spring harvest Entered 9/4/13 leaving 4/14

myjourney · ‎09-04-2013

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Shock_ · ‎09-04-2013

congrats! now what to expect next: unless you call EO, you wont get anymore. ever.

djc1puno · ‎09-04-2013

congrats!

GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---

FinStar · ‎09-04-2013

@Shock_ wrote:
congrats! now what to expect next: unless you call EO, you wont get anymore. ever.

Shock - this statement is inacurate. It really depends on the product. For my Venture WMC, which has been PC'd into several producst automatically over the last 14 years, I still receive auto-CLIs. Same goes for my Cash Rewards WMC. Though not frequently by any standards; however, they seem to occur for specific account products.

Shock_ · ‎09-04-2013

@FinStar wrote:
@Shock_ wrote:
congrats! now what to expect next: unless you call EO, you wont get anymore. ever.
Shock - this statement is inacurate. It really depends on the product. For my Venture WMC, which has been PC'd into several producst automatically over the last 14 years, I still receive auto-CLIs. Same goes for my Cash Rewards WMC. Though not frequently by any standards; however, they seem to occur for specific account products.

Sorry...I mean assuming a Platinum..

CLIs are very few and few in between. a product like the Platinum isnt going to grow though. and I wouldnt want to wait 14 years before they decide I'm worth the risk.

FinStar · ‎09-04-2013

@Shock_ wrote:
@FinStar wrote:
@Shock_ wrote:
congrats! now what to expect next: unless you call EO, you wont get anymore. ever.
Shock - this statement is inacurate. It really depends on the product. For my Venture WMC, which has been PC'd into several producst automatically over the last 14 years, I still receive auto-CLIs. Same goes for my Cash Rewards WMC. Though not frequently by any standards; however, they seem to occur for specific account products.
Sorry...I mean assuming a Platinum..

CLIs are very few and few in between. a product like the Platinum isnt going to grow though. and I wouldnt want to wait 14 years before they decide I'm worth the risk.

Just for clarification, I didn't have to wait 14 years for a CLI. Initial CL was $5K when this account was part of the former Signet Bank (acquired by Capital One). Back in its day, before the current Signature or WMC/WEMC versions, the card was a Platinum CC. Platinum was waaaay different from a benefits perspective from what it is today. Currently, this same TL is now $19K. The Cash Rewards WMC is $12K.

Shock_ · ‎09-05-2013

@FinStar wrote:
@Shock_ wrote:
@FinStar wrote:
@Shock_ wrote:
congrats! now what to expect next: unless you call EO, you wont get anymore. ever.
Shock - this statement is inacurate. It really depends on the product. For my Venture WMC, which has been PC'd into several producst automatically over the last 14 years, I still receive auto-CLIs. Same goes for my Cash Rewards WMC. Though not frequently by any standards; however, they seem to occur for specific account products.
Sorry...I mean assuming a Platinum..

CLIs are very few and few in between. a product like the Platinum isnt going to grow though. and I wouldnt want to wait 14 years before they decide I'm worth the risk.
Just for clarification, I didn't have to wait 14 years for a CLI. Initial CL was $5K when this account was part of the former Signet Bank (acquired by Capital One). Back in its day, before the current Signature or WMC/WEMC versions, the card was a Platinum CC. Platinum was waaaay different from a benefits perspective from what it is today. Currently, this same TL is now $19K. The Cash Rewards WMC is $12K.

Well...like many people, I used Cap1 as a rebuilder..still have 1k limit on a Quicksilver card..

I suppose it's different for you because your limits are much higher so they may treat you more fairly. Many people are stuck from the bottom up..

azguy13 · ‎09-05-2013

Congrats! Its nice to see the occasional CLI form Cap1