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NEW HERE LOL BUT I HAD A CAPITAL ONE SECURED CARD SINCE JUNE 2010. FRIDAY I APPLIED ONLINE FOR A JOURNEY CARD AND GOT THE 7-10 DAY RESPONSE. WHEN I CALLED IN TO CHECK THE STATUS THEY TOLD ME I HAD TO FAX IN A BILL (PROOF OF ADDRESS) AND PROOF OF SOCIAL SECURITY CARD. I DID IT LIKE A HOUR LATER. QUESTION IS DOES THAT MEAN IM APPROVED? ANYONE ELSE HERE APPLY FOR THE C ARD & HAD TO DO THESE STEPS?
MY CREDIT REPORTS ARE OK. NO COLLECTIONS ACCEPT FOR SPRINT ($200). HAVE ABOUT 4 ACCOUNTS IN GOOD STANDING BUT ONE BAD THING IS I HAVE ABOUT 20 HARD INQS!!!!!! (NOT MINES, BEING DISPUTED)
Welcome -
Please refrain from typing an entire post in caps it makes it harder to read
Typically anytime verification is requested means your conditionally approved if the verification is successful
sorry
my bad didnt see that you answered! thanks!
It is not unusual to get requests like this. Since you have 20 inquiries that are not yours, I suspect, they are being cautious about fraud.
Are you keeping the secured card as well? Did you get any unsecured CLI on that card?
@ILBrian wrote:Welcome -
Please refrain from typing an entire post in caps it makes it harder to read
Typically anytime verification is requested means your conditionally approved if the verification is successful
problem solved
New here lol but i had a capital one secured card since june 2010. Friday i applied online for a journey card and got the 7-10 day response. When i called in to check the status they told me i had to fax in a bill (proof of address) and proof of social security card. I did it like a hour later. Question is does that mean im approved? Anyone else here apply for the c ard & had to do these steps?
My credit reports are ok. No collections accept for sprint ($200). Have about 4 accounts in good standing but one bad thing is i have about 20 hard inqs!!!!!! (not mines, being disputed)
they told me that its not possible to get a unsecure cli on secured card as you have to add money to do that.. they told me to apply for another card if I wanted an unsecure limit? the journey card looks cool, thats the one I applied for