Reply
Frequent Contributor
Posts: 378
Registered: ‎02-02-2010
0

card not reporting limits

I have a BofA Ak Airlines card and its not reporting limits. I need to travel for work and I can pay for the tickets myself and be reimbursed, should I charge 2-3k worth of tickets on it and leave the balance on for a month so it will report, or will it still report if I charge it let it post then PIF right away?

AkAir $50k | Marriott $65k | UsAir $20k | Local CU $8k
TU: 753 / EQ: 722 / EX: 735
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: card not reporting limits

 


revvystoke wrote:

I have a BofA Ak Airlines card and its not reporting limits. I need to travel for work and I can pay for the tickets myself and be reimbursed, should I charge 2-3k worth of tickets on it and leave the balance on for a month so it will report, or will it still report if I charge it let it post then PIF right away?


If you have no other credit card balances  reporting, I wouldn't be concern with that one card not reporting a credit line.  Some like to have their credit lines to report to help their utilization.  If that's not an issue with you, I wouldn't worry. 

 

Frequent Contributor
Posts: 378
Registered: ‎02-02-2010
0

Re: card not reporting limits

[ Edited ]

I am at 12% util overall. I was concerned that if I eventually use the card it will show the current balance as the limit if I didnt make any purchases higher then that and make it appear as though it is maxed out.

AkAir $50k | Marriott $65k | UsAir $20k | Local CU $8k
TU: 753 / EQ: 722 / EX: 735
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: card not reporting limits

 


revvystoke wrote:

I am at 12% util overall. I was concerned that if I eventually use the card it will show the current balance as the limit if I didnt make any purchases higher then that and make it appear as though it is maxed out.


Yes, it would show the current balance as the limit only if you let the balance report.  But, if you ever charge more than what the current balance reports, the new balance would take its place. 

 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.