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How do we know for sure that the cash + doesn't count Amazon as a bookstore? It's up to Visa to determine that, right? If I was US Bank, I know I wouldn't openly advertise that fact. Thoughts?
Yes, we need someone who has bought a Kindle book on a card that allows you to see the MCC. I would be very surprised if they were coded specially, but: I would have thought the same about gas pumps being coded differently than the gas station, and they are....
I see there was a partial answer on FT:
Kindle appears on Forward as Record Store. So maybe Cash Plus won't give 5% on all Amazon, but will on all record stores! (Which is much less useful for most).
For Visa and MC only,
* If it is Amazon Digital (Kindle, MP3, eBook, PC video game download, etc), it is labeled as record store.
* If it is Amazon or Amazon Marketplace, it is labeled as book store.
* If it is Amazon Payments, it is labeled as professional service.
* If it is Amazon Prime subscription fee, it is labeled as direct marketing.
@trumpet-205 wrote:For Visa and MC only,
* If it is Amazon Digital (Kindle, MP3, eBook, PC video game download, etc), it is labeled as record store.
* If it is Amazon or Amazon Marketplace, it is labeled as book store.
* If it is Amazon Payments, it is labeled as professional service.
* If it is Amazon Prime subscription fee, it is labeled as direct marketing.
Thanks trumpet. long time no see in the other forum I have seen you in. Btw, where did you get that info?
confirmed it works for the "Record store" and "book store" MCC purchases
OK, that is big news!
@FutureBillionaire wrote:How do we know for sure that the cash + doesn't count Amazon as a bookstore? It's up to Visa to determine that, right? If I was US Bank, I know I wouldn't openly advertise that fact. Thoughts?
An issuer can still choose not to count a certain merchant as that category for giving rewards.
@navigatethis12 wrote:
@FutureBillionaire wrote:How do we know for sure that the cash + doesn't count Amazon as a bookstore? It's up to Visa to determine that, right? If I was US Bank, I know I wouldn't openly advertise that fact. Thoughts?
An issuer can still choose not to count a certain merchant as that category for giving rewards.
E.g. Amex and certain Walmart locations which are categorized as "supermarkets" or "grocery stores."
@sengpatt wrote:
@navigatethis12 wrote:
@FutureBillionaire wrote:How do we know for sure that the cash + doesn't count Amazon as a bookstore? It's up to Visa to determine that, right? If I was US Bank, I know I wouldn't openly advertise that fact. Thoughts?
An issuer can still choose not to count a certain merchant as that category for giving rewards.
E.g. Amex and certain Walmart locations which are categorized as "supermarkets" or "grocery stores."
I won't dare try it with Amex. But, what about Visa? Are there known instances of them doing that?