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Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: cash+?

are they hard to get ? what bank can i compare them too?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Super Contributor
enharu
Posts: 7,008
Registered: ‎02-27-2013
0

Re: cash+?

they are relatively hard to get. but if you got the CSP i think you shouldn't have any problems with it.

did you ask the branch over the phone what your conditional limit was showing as? that is going to be your CL if approved.

 

also, i just called US Bank. The only 0% APR for cash+ is for balance transfers only. There's no 0% APR for purchases, similar to CSP.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Super Contributor
longtimelurker
Posts: 7,330
Registered: ‎04-22-2013
0

Re: cash+?


afbar1114 wrote:

ok thanks i hope i get it if i do i get a 0% APR for 6-9 months but it seems better for gas and others. 


Did you get a special offer on gas as well?  This card is not noted particularly for gas benefits, isn' it just 2% if you choose that as your 2% category?

CSP, Freedom, Chase Amazon, Cap One QS (x2), Penfed Plat Rewards (x2), Citi Double Cash, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus, Fid Amex, NASA Plat Cash
Scores Oct 31, 2014: 844 EX, 848 TU, 848 EQ
Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: cash+?


longtimelurker wrote:

afbar1114 wrote:

ok thanks i hope i get it if i do i get a 0% APR for 6-9 months but it seems better for gas and others. 


Did you get a special offer on gas as well?  This card is not noted particularly for gas benefits, isn' it just 2% if you choose that as your 2% category?


i am hoping its good for gas thats why i am getting it because i spend so much on gas andi am going to use the 0% apr to transfer my high BBY apr and pay it off.


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Super Contributor
enharu
Posts: 7,008
Registered: ‎02-27-2013
0

Re: cash+?

[ Edited ]

if you're spending a lot on gas, you should check out cards that give u more for gas purchases. Citi has one. Penfed has at least 1, and there're probably other cards too.

Discover and Freedom are also giving 5% this summer for gas. Since they have a 1500 limit each, you can always get Discover so you have a 3000 cap essentially.

 

nevertheless the cash+ is a very good card and you'll be very happy with it too :smileyhappy:

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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09Lexie
Posts: 26,027
Registered: ‎09-13-2012
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Re: cash+?

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: cash+?

Good luck afbar, after this its time to get comfy in that garden!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
enharu
Posts: 7,008
Registered: ‎02-27-2013
0

Re: cash+?

best of luck!

try calling the branch to ask about your conditional limit and your fico score as well!

if you have a conditional limit of >5k you should be approved.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: cash+?


enharu wrote:

best of luck!

try calling the branch to ask about your conditional limit and your fico score as well!

if you have a conditional limit of >5k you should be approved.

 


i tried to check the status and they cant find it. what number do i call? 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Super Contributor
enharu
Posts: 7,008
Registered: ‎02-27-2013
0

Re: cash+?

for me i just talked to the people at the branch whom I applied with.

they were able to tell me the conditional limit it was showing on the screen while the app was pending. I was approved 1 day later.

Same thing for my girlfriend.

You can try calling the branch you applied with.

 

Or you can try calling 

US Bank: 800-947-1444, 800-685-7680 (Underwriting)

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

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