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Frequent Contributor
pineappledaydreams
Posts: 257
Registered: ‎04-03-2012
0

cc help

I have one cc with applied bank. I want to apply for new cards, any suggestions based off of my cc?
On my phone apologies for the errors.



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Valued Contributor
Jazzzy
Posts: 2,678
Registered: ‎07-29-2009
0

Re: cc help

You might want to give more information, such as are there any lates, collections, etc. on your reports?

 

AAoA?

 

It's tough to give advice based on score alone.

Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: cc help

+1


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: cc help

+1 we need lots more info. 

 

What's on your credit reports? When were accounts opened? What does your income look like? What kind of bad things are on your reports?  How many inquiries? The more info, the better. 


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

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Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012
0

Re: cc help

Don't forget blood type :smileyhappy:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Frequent Contributor
pineappledaydreams
Posts: 257
Registered: ‎04-03-2012
0

Re: cc help

Blood type. O , AAoA: 3three years. Last late was 8-9 months ago. I have one collection on my account. Paid off since last year, two COs settled in full. I'm current on everything as of 8 months ago. 4 inquiries , I have three student loans, one Macy's card four years old never late.
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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Frequent Contributor
pineappledaydreams
Posts: 257
Registered: ‎04-03-2012
0

Re: cc help

Income is... 30,000. Nobody judge me =p still a college student, well working on my masters.
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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Frequent Contributor
pineappledaydreams
Posts: 257
Registered: ‎04-03-2012
0

Re: cc help

Um, 6,1 175 pounds, male. Does this fall under the blood type category ?
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: cc help

You should clean up those baddie before apps for any other cards......because anything you apps for going to be toy limits.........just so u know........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010
0

Re: cc help


Duncanrr wrote:
Don't forget blood type :smileyhappy:

More importantly, BAC  :smileywink:


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