10-03-2007 04:29 PM
10-04-2007 07:13 AM
I applied for a cccu credit card and was denied.I called to see why and they told me my bankrupsy was to new(filed 8/06 discharged 12/06).They offered me a secured card and Im not sure if I should take it.I already have a target red card,household bank and a hooters card and not to mention I have a line of credit on my checkcard.I really wanted 1 more card but I think I might have to settle for a secured card as my last one.Any recommendations.as of 9-18-07Scores tu-599ex-638eq-640
Take it!! CCCU is a very good CU to get your foot in the dooor. Good payment history over time will most likely be well-rewarded.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO