cccu secured card

[soupbone]

I applied for a cccu credit card and was denied.I called to see why and they told me my bankrupsy was to new(filed 8/06 discharged 12/06).They offered me a secured card and Im not sure if I should take it.I already have a target red card,household bank and a hooters card and not to mention I have a line of credit on my checkcard.I really wanted 1 more card but I think I might have to settle for a secured card as my last one.Any recommendations.

as of 9-18-07

Scores tu-599

             ex-638

             eq-640

[Anonymous]

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soupbone wrote:

I applied for a cccu credit card and was denied.I called to see why and they told me my bankrupsy was to new(filed 8/06 discharged 12/06).They offered me a secured card and Im not sure if I should take it.I already have a target red card,household bank and a hooters card and not to mention I have a line of credit on my checkcard.I really wanted 1 more card but I think I might have to settle for a secured card as my last one.Any recommendations.

as of 9-18-07

Scores tu-599

             ex-638

             eq-640

---

Take it!! CCCU is a very good CU to get your foot in the dooor. Good payment history over time will most likely be well-rewarded.