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laryn41
Frequent Contributor

cccu

anyone know who they pull from?
Message 1 of 8
7 REPLIES 7
ariesdreamer
Regular Contributor

Re: cccu

They pulled EX for me and I'm in California.
02/17/2021: 654 (EX), 633 (EQ), 608 (TU)
12/8/2020: 668 (EX), 630 (EQ), 630 (TU)
Message 2 of 8
joinme
Contributor

Re: cccu

I spoke to a loan officer name Terri and she said they only pull experian (EX) I didnt get my Card she said try again in 6 months Smiley Sad 
She was very nice and pleasant to talk to, they dont go by score just credit history. Good Luck everyone seem to have better luck with them I just thought I would give it a trySmiley Happy .  
Message 3 of 8
Anonymous
Not applicable

Re: cccu

I applied yesterday for CCCU and hooters and hooters flat out
rejected me so I am not holding my breath...
Message 4 of 8
chartley3
Frequent Contributor

Re: cccu

Most people who have been approved had a combination of a 600ish score and a very good debt to income ratio. CCCU looks at both with deciding on granting credit.
Message 5 of 8
Anonymous
Not applicable

Re: cccu



chartley3 wrote:
Most people who have been approved had a combination of a 600ish score and a very good debt to income ratio. CCCU looks at both with deciding on granting credit.


I should have a fighting chance then as my EX shows 0 accounts past due.

 
Message 6 of 8
Tuscani
Moderator Emeritus

Re: cccu

They pull EX for everyone.
Message 7 of 8
laryn41
Frequent Contributor

Re: cccu

Ihave a 614 Ex and a 658 equi....cross my fingers
Message 8 of 8
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