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cccu

Frequent Contributor

cccu

anyone know who they pull from?
7 REPLIES
Regular Contributor

Re: cccu

They pulled EX for me and I'm in California.
4/23/16: 568 (EQ), 605 (TU), 595 (EX)
Contributor

Re: cccu

I spoke to a loan officer name Terri and she said they only pull experian (EX) I didnt get my Card she said try again in 6 months Smiley Sad 
She was very nice and pleasant to talk to, they dont go by score just credit history. Good Luck everyone seem to have better luck with them I just thought I would give it a trySmiley Happy .  
Frequent Contributor

Re: cccu

I applied yesterday for CCCU and hooters and hooters flat out
rejected me so I am not holding my breath...
Frequent Contributor

Re: cccu

Most people who have been approved had a combination of a 600ish score and a very good debt to income ratio. CCCU looks at both with deciding on granting credit.
Frequent Contributor

Re: cccu



chartley3 wrote:
Most people who have been approved had a combination of a 600ish score and a very good debt to income ratio. CCCU looks at both with deciding on granting credit.


I should have a fighting chance then as my EX shows 0 accounts past due.

 
Moderator Emeritus

Re: cccu

They pull EX for everyone.
Highlighted
Frequent Contributor

Re: cccu

Ihave a 614 Ex and a 658 equi....cross my fingers