Reply
Frequent Contributor
Posts: 485
Registered: ‎07-31-2007
0

cccu

anyone know who they pull from?
Regular Contributor
Posts: 176
Registered: ‎03-20-2007
0

Re: cccu

They pulled EX for me and I'm in California.
Contributor
Posts: 78
Registered: ‎04-27-2007
0

Re: cccu

I spoke to a loan officer name Terri and she said they only pull experian (EX) I didnt get my Card she said try again in 6 months Smiley Sad 
She was very nice and pleasant to talk to, they dont go by score just credit history. Good Luck everyone seem to have better luck with them I just thought I would give it a trySmiley Happy .  
Frequent Contributor
Posts: 452
Registered: ‎07-14-2007
0

Re: cccu

I applied yesterday for CCCU and hooters and hooters flat out
rejected me so I am not holding my breath...
Frequent Contributor
Posts: 489
Registered: ‎05-23-2007
0

Re: cccu

Most people who have been approved had a combination of a 600ish score and a very good debt to income ratio. CCCU looks at both with deciding on granting credit.
Frequent Contributor
Posts: 452
Registered: ‎07-14-2007
0

Re: cccu



chartley3 wrote:
Most people who have been approved had a combination of a 600ish score and a very good debt to income ratio. CCCU looks at both with deciding on granting credit.


I should have a fighting chance then as my EX shows 0 accounts past due.

 
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: cccu

They pull EX for everyone.
Frequent Contributor
Posts: 485
Registered: ‎07-31-2007
0

Re: cccu

Ihave a 614 Ex and a 658 equi....cross my fingers
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.