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@visorboy1974 wrote:The applying in store recommendation is a good one because it'll allow you to talk to a credit analyst on the phone right there as well as verify your identity. If you apply online and are questionable, it just turns into two separate events. Not a huge deal, but you're able to do everything at once in store.
+1 Before I applied I called their credit department and it was made clear that all online apps will receive a letter requesting identity documents. Almost like the application is suspended waiting verification before they will render a decision.
The OP might want to recheck.
@visorboy1974 wrote:
@jsickz32 wrote:
Also when i try to check out signed in it wont let me choose any other cc option other than their own nordstrom cards. Is it the same with you?When buying online? No...I can put in another payment option, but it defaults to the Nordstrom card, then you just have to put the 3 digit CID in thre.
+1
Hmmm looks like all Nordstrom store card have an inital CL Of $1,000 thast the lowest they offer it seems like which is not bad at all. If you do apply please let us know
@jsickz32 wrote:
For some reason it wont let me use other options to pay so i have to checkout as guest. Thats also another reason i want the nordstrom card.
I have been shopping at Nordstrom for years before I got their card. Did you add the card you are trying to use in your profile before you tried to checkout? If not, it will not let you charge to a card not in your account settings.
so do they look at total amount of inqs? or is it ok i have only 4 in last 6 months
@jsickz32 wrote:so do they look at total amount of inqs? or is it ok i have only 4 in last 6 months
I had a total of 6 inq (4 in the last year)/ 7 including Nordstrom. Two were from bank accounts (ING and Alliant) so I dont know if that helped or if they even cared.
quick question. when you apply for the visa and your not approved for it do they offer the store version or is it different apps for each?
It's one app ...like Walmart.
they have different "Apply" links for each card thats why i was wondering.