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My oldest chase card is an amazon visa and the newer card is a chase freedom visa. I want to transfer the entire limit from my amazon visa to my freedom visa. How will this effect my credit report? Will the amazon visa just be marked as closed and the freedom with the new CL? Can I get the freedom card with a member since date backdated to when I got the amazon visa? If the newer CL is above 5k do I automaticly get a visa signature? Shold I wait to have the freedom for at least a year before doing this? Also the freedom was opened with student as occupation and it is before my expected graduation. the amazon visa has employed as occupation on the appliction. The freedom card has a much lower CL.
Hi variableResitor,
I will answer the ones i know and for sure you will get some more help here, i did this recentley (a month ago), i transferred my chase amazon limit into my freedom so:
vr: Will the amazon visa just be marked as closed and the freedom with the new CL?
Yes, i still have my amazon visa in my chase web account but it says closed, it will be there for 3 months in case has balance you have the oportunity to still make payments to it.
vr: If the newer CL is above 5k do I automaticly get a visa signature?
No, you have to qualified for a signature Freedom, i do have $8.5k on my freedom and its not a signature visa, they (chase) will upgrade it for you when you get the promotion)
vr: Shold I wait to have the freedom for at least a year before doing this?
No, i did the CL transfer within a week of been approved for the amazon card, i received the amazon visa card and went straight to the garbage, it was already closed by the time i received it.
Hope this help